Restaurants are fast paced environments with many opportunities for an employee to receive a burn injury. The Burn Foundation estimates that 12,000 burns occur annually in the Food Service Industry. A third-degree burn can be produced from a temperature of 150⁰ F with one second of exposure and many items in a common kitchen are well in excess of 150⁰ F. Burns can leave a business shorthanded while an employee is healing and lead to increased workers compensation or liability costs. Care should be taken to ensure the safety of employees.(more…)
Ground your ladder setup and operation with these five safety tips. (more…)
What is a Return to Work Program?
Return to work programs, true to their name, are a set of protocols and guidelines to help injured workers reintegrate into their employment position after they have taken time off due to injury or illness.
If you value your employees, you should know that the longer an injured worker is off work, the less likely they are to return. On average, if a worker is off for 12 or more weeks, there is only a 50% chance that they will return to the same job. If they’re off for more than 1 year, there is a less than 5% chance they return to the same job. Developing a coherent return to work program will help you keep your valued employees and ensure that they have a job after recovery. Here, we’ll go over two questions: “what are the benefits of a return to work program for an employer?” and “how does a return to work program benefit an injured worker?”
We’ll also give you some insights on how you can start creating your own program. (more…)
In this case study, an accident caused by a customer resulted in serious employee injuries and significant property damage.
Okay, maybe that was just me.
So, why am I talking about car insurance? Well, it’s because most people understand car insurance. We know, for example, that a 16‐year‐old boy driving a sports car typically pays higher premiums than a middle‐aged married woman in a minivan, right? Statistically, teenage boys are more likely to cause accidents, report claims, and cost insurers more money than middle‐aged women. As a result, their premiums are higher. This is how insurance works: the greater the loss potential, the higher the premium. (more…)
Key types of claims that should be reported as soon as possible: (more…)