When a protest goes wrong and civil commotion turns to vandalism, looting and riots, there’s obviously cause for concern. Business owners may begin wondering: What can we be doing now to prevent possible property damage?(more…)
Most businessowners policies protect outdoor property with a standard limit of $2,500 for five specific perils: fire, lightning, explosion, riot or civil commotion, and aircraft. While this offers some protection for your outdoor investments, how likely are these events to occur? And if they do, will $2,500 be enough to cover your loss(es) associated with outdoor fences, antennas, light poles, signs not attached to buildings, and tree and shrub damage, including debris removal?
Consider these common claims situations not covered by a typical policy: (more…)