Tag Archives: safety

Trash Talk 101

Taking out the trash can be dangerous. It sounds crazy, but it’s true. And the numbers prove it.               

Recent large losses among Society Insurance policyholders include the following claims:

  • Shoulder injury: $121,000
  • Shoulder injury (again): $117,628
  • Back injury: $62,550
  • Back strain: $17,347

What is especially interesting is that these claims have one thing in common. They all involve taking out the trash.

So, what can be done to reduce the danger and make trash removal safer? Start by controlling the hazards associated with these three simple areas: (more…)

Holiday Safety Tips

As the cold weather moves in and the holiday season begins, it is time to bring out the lights and decorations to help celebrate the season. This is a time of excitement, so it can be easy to overlook the potential hazards of lights and decorations. The main areas of concern are fire and electric shock hazards from holiday lighting, and falls from ladders when putting up the decorations. Follow these tips to keep everyone safe this holiday season. (more…)

24 Tips for Delivery Driver Safety

When you think about the most dangerous jobs, a non-CDL (Commercial Driver’s License) service or delivery driver does not usually come to mind. However, every year thousands of workers are injured or killed while performing a delivery. According to the National Highway and Traffic Safety Administration, there were over 100,000 injuries and 300,000 accidents involving delivery vehicles in 2012 and Time magazine ranked it number eight on its list of the 10 Most Dangerous Jobs in 2014.

Delivery driver dangers include vehicle accidents, injuries while performing the delivery such as back injuries and slips, trips and falls, or crime. Both employers and employees can take important steps to help reduce these hazards. (more…)

6 Construction Job Site Safety Tips

Let’s face it; working in construction is dangerous. In 2015, one in five worker fatalities occurred in construction. Is it any wonder why the Occupational Safety and Health Administration (OSHA) conducted almost four times as many inspections and issued over twice as many penalties for the construction industry compared to the next closest industry classification? By the numbers, that’s 11,869 inspections, 29,777 citations and nearly $72 million in fines from October 2015 through September 2016. (more…)

Tornado FAQ: Before, During and After the Storm

“It sounded like a freight train.”

This is a common description from those who have experienced one of nature’s most violent phenomena: a tornado. Advances in research and technology have improved identification and measurement of critical elements of super cell storm systems, which makes predicting and identifying the development of a tornado far more effective. However, once the prediction is made or an actual tornado is identified, the responsibility falls on every individual to be prepared to respond appropriately for his or her own safety and well-being.

(more…)

5 Reasons Your Business Needs Video Surveillance

Is your business as well-protected as it should be? Do you really know what goes on when you’re not there to see it firsthand? As a business owner you want to ensure that your investment is protected against loss from the public or from your own employees.

Due to their early and late hours and sometimes short staffing, gas stations, convenience and liquor stores are often subject to more crime and violence, which is a growing concern among many of Society’s policyholders. Other businesses such as restaurants, taverns, and grocery stores experience increasing numbers of slips and falls. Having an effective video surveillance system will help deter shoplifting and employee theft, and it can also prove valuable when trying to document crimes and injury claims by customers or employees. Many of the newer digital systems allow you to review your footage from a smart phone, even if you are not onsite.

So, is video surveillance really necessary at your business? YES. Here’s why: (more…)

Is Your Business a Target? Robbery Prevention Tips

As a former robbery detective in the Chicago Police Department I can easily see why a business would be a target for a robbery or hold up. Now that my career is in insurance, I know how important it is for a business to keep a “low profile.” Here are a few things you can do to make the bad guys pick another business as their victim:
(more…)

Falls Are Not Funny

This entry is part 11 of 14 in the series Slips, Trips & Falls

The National Floor Safety Institute is focused on providing the general public with an educated awareness to the problems of slip and fall injuries. There are many preventive measures that can help to avoid these terrible accidents. It only takes one fall to completely alter the life of a victim.

Slip and fall accidents happen every day and should be a significant cause of concern in both the summer and winter months. In 2009, the total costs of slip and fall accidents was $60 billion, but that number has continued to rise. Today, these accidents account for nearly $80 billion.

Injuries as a result of a slip, trip or fall are the leading cause of injury-related emergency room visits. Unfortunately, the general public is sometimes led to believe all slip, trip and fall injuries are scams. This is not true. There are preventive strategies that can help reduce the frequency of these types of accidents, in turn reducing the number of injuries. (more…)

Tips to Prevent Crimes in Restaurants & Bars

Restaurants and bars  can be targets for robbery, burglary and theft. These service businesses may accumulate a large amount of cash during daily operations, which make them attractive targets for criminal activity. Coupled with odd hours of operation and so many people moving in and out of the building, restaurants and bars are perceived as an easy target to criminals. Don’t make it easy for them; implement preventive measures to deter criminal activity and reduce liabilities.

Read, “Protecting Your Employees from Assault” for more information on measures aimed at violence prevention in your restaurant or bar.

Prevent Crimes at Your Restaurant or Bar with These 5 Tips

1. Enact smart money management.

Even though debit and credit card payments are popular payment choices, restaurants and bars still ring up a fair number of cash transactions. The accumulation of cash during operating hours makes your establishment an easy target, so prevent crimes by keeping it safe.  Assess these vulnerabilities:

Cash on-hand: Invest in a drop safe and keep cash in the registers to a minimum. Employees should make frequent deposits to the drop safe throughout the day to minimize the amount of cash available at any given time. This is an especially good practice during the evening and late-night hours when robberies tend to be more frequent.

Moving money: Transferring money to the bank can make your business susceptible to attempted theft. Make trips at varied times and through alternate routes of travel to avoid a predictable pattern. If criminals uncover a schedule, it makes it easier for them to attempt a heist on your hard-earned profits.

Safe standards: The number of people who have access to the safe should be limited as much as possible to minimize the risk of disappearing dollars. When an employee terminates or is terminated, the combination to the safe needs to be changed so that there isn’t a chance he or she can return to the building and steal money or divulge the combination to other people. Additional rules of thumb include ensuring that the safe combination is not written anywhere in the proximity to the safe, and the combination is always scrambled upon closure.

2. Evaluate your environmental design.

Prevent crimes by deterring crooks from targeting your establishment. Bolster external crime prevention efforts. Consider addressing the following elements:

Landscaping: Foliage offers the perfect places for criminals to hide until there’s a clear opportunity to make a move. Plant growth that is more than three feet high near doors offers the perfect cover, so keep shrubs and trees well-trimmed.

Lighting: Illuminate potential hiding hazards with motion detection lighting systems and/or bright exterior lighting that are on a timer system. A well-lit facade makes for an unattractive building to try and burglarize.

Trash containers: Exterior dumpsters should be located in a locked enclosure to minimize the likelihood of people hiding in the trash receptacle.

Surveillance: Security cameras should focus on the parking lot, back door and other vulnerable exterior locations. Their presence can deter crime—but provide helpful information to the authorities if the unthinkable happens.

Roof access: Exterior ladders on the side of the building need to be secured and not provide access to the roof.

3. Invest in internal video monitoring.

Video surveillance isn’t just for the outdoors. Installing cameras inside is another piece of the security puzzle to help prevent crimes and suspicious activity. 

Install the right cameras: Different camera systems boast distinct benefits, making them ideal for specific situations. For example, dome cameras house a small camera inside a dome-shaped enclosure and are typically installed in areas that get dirty, whereas a bullet camera is small, narrow and includes an infrared illuminator, which is ideal for low-light areas. Make sure you understand the available camera options and which will work best for your business setting. 

Remember: Best practice for saving video is to record at least 30 days’ worth of footage, so make sure your surveillance selection can accommodate that.

Place the eye in the sky: Cameras should be placed in all cash handling areas (e.g., near cash registers and the back office), at entrances and exits, and in storage areas, work/prep areas and break rooms so staff and customers are aware they are being recorded.

Prepare staff: Appropriate employees need to be trained in the use of the video system, including activating it, reviewing the footage, and saving copies of the incident video to a thumb drive, DVD or other media.

4. Review building security.

building business security

(more…)

Speak Up About Safety: 5 Steps to Building a Safety Culture in the Workplace

We are all born with instincts – those “gut reactions” that tell us what is right or wrong, safe or dangerous, good or bad. They’re vital to our survival and help us navigate through life. Even though this is a natural reaction produced without any effort, these feelings can be ignored. In a high-stress situation, we may overlook the safest option in favor of a quicker alternative. Sometimes this results in an unsafe situation for ourselves or those around us. This becomes especially dangerous in the workplace. (more…)