It is highly advisable to purchase liquor liability insurance if you operate a business that sells alcohol. Liquor liability insurance provides protection from litigation involving alcohol incidents. Laws regarding the selling and consumption of alcohol are not established by the federal government, so it is best to check to see if your state has liquor liability laws. Local authorities establish and enforce these laws which means the specific guidelines as to who can sell, purchase, and consume alcohol and under what conditions – as well as the punishments for violation – vary widely across jurisdictions. Although all fifty states have a minimum drinking age of 21 and maximum limit for blood alcohol content allowable to operate a vehicle, that’s where the similarities end and differences begin. Mismanagement of the commercial sale of alcohol at your bar could threaten the success of your business due to increased liability exposure, both criminal and civil.
Interested in learning more tips to keep you bar safe? Read, ‘Overlooked Bar Safety Tips Your Tavern Can’t Miss.’(more…)