Tag Archives: lawsuits

Sexual Harassment in the Workplace

Sexual harassment is illegal, yet it seems to be a growing issue as we hear more and more about it in the news. Still, most sexual harassment situations – 71 percent in 2015 – are not reported. Sexual harassment in the workplace is a serious issue affecting employee morale and job performance as well as the health and safety of those involved. It can even lead to lawsuits. (more…)

Understanding Assault and Battery Insurance Coverage

The hospitality business is all about patrons having a good time. Most business owners are vigilant about preventing verbal and physical altercations. But sometimes a situation may escalate leaving your business vulnerable to an Assault and Battery liability claim.

Assault is usually defined as “an act that threatens physical harm to a person.” Battery is generally defined as “the crime of unconsented physical contact with another person.”

For many in the hospitality industry, Assault and Battery is a concern – particularly if your establishment serves alcoholic beverages.

Did you know that many insurance carriers exclude this coverage for bars? (more…)

Are You Covered for Punitive Damages?

What are punitive damages? Simply stated, punitive damages are a monetary award given to a plaintiff for the sole purpose of punishing a defendant for wrongful acts. They are not awarded in every case; acting maliciously or having an intentional disregard for the rights of the plaintiff are reasons for such an award. Gross negligence is a factor.

Punitive damage awards are above and separate from normal compensatory damages a plaintiff receives such as medical bills, lost wages, pain and suffering, etc. (more…)

Employment Practices Liability: Myths vs. Facts

Business owners typically consider property, general liability and workers compensation as necessary insurance policies to protect their assets. With the incidence of employment practices liability (EPL) claims widespread and growing, EPL insurance should be an important consideration for every business owner.

Myth: Our employee handbook is clear, so we don’t have to worry about an EPL claim.
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