As a business owner, you strive to be fair and nondiscriminatory in your employment practices. But even a simple misunderstanding could expose you to an employee-related claim or allegation such as sexual harassment, discrimination, abuse or wrongful termination. In today’s litigious business climate, these are damaging claims that can put you out of business. Is your business prepared for these situations with Employment Practices Liability Insurance (EPLI) coverage? (more…)
Originally published March 14, 2018. Updated October 28, 2020.
Sexual harassment is illegal, yet it seems to be a growing issue as we hear more and more about it in the news. Still, most sexual harassment situations – 71 percent in 2015 – are not reported. Sexual harassment in the workplace is a serious issue affecting employee morale and job performance as well as the health and safety of those involved. It can even lead to lawsuits. (more…)
What are punitive damages? Simply stated, punitive damages are a monetary award given to a plaintiff for the sole purpose of punishing a defendant for wrongful acts. They are not awarded in every case; acting maliciously or having an intentional disregard for the rights of the plaintiff are reasons for such an award. Gross negligence is a factor.
Punitive damage awards are above and separate from normal compensatory damages a plaintiff receives such as medical bills, lost wages, pain and suffering, etc. (more…)
Business owners typically consider property, general liability and workers compensation as necessary insurance policies to protect their assets. With the incidence of employment practices liability (EPL) claims widespread and growing, EPL insurance should be an important consideration for every business owner.
Myth: Our employee handbook is clear, so we don’t have to worry about an EPL claim.