Improperly using tools can cause more problems than it solves. How many times have you seen somebody using a screwdriver as a pry bar? Or concrete blocks being used to support scaffolding instead of jacks and pads? Or someone using a five-gallon bucket as a stepladder? These are just a few examples of misused equipment that can result in injury on-the-job or during DIY projects at home. Here we’ll outline some precautions you can take at home and at work.(more…)
Your employees make the biggest difference, which is why protecting their health is the number one priority of any business. According to the U.S. Bureau of Labor Statistics, ergonomic disorders are the fastest growing work-related injury and accounts for “56 percent of illnesses reported to the Occupational Safety and Health Administration.” And carpal tunnel syndrome is the most common ergonomic injury.(more…)
Having a proper first aid kit with first aid supplies is crucial in the workplace to assist injured people before professional help can be given. This guide will help you prepare for emergent and non-emergent incidents that happen at your business. If you’re ever unsure of what to do to help an injured person, call for help. The wrong move can make things worse.(more…)
Slips, trips and falls account for an estimated 12-15% of workers compensation claims. In addition, these incidents cost employers’ tens of billions of dollars per year from regulatory fines, productivity losses, and other administrative expenses. Making sure that you have the correct safety equipment and protocols in place will save you from legal liabilities and costly fines. After all, the average slip in the workplace costs around $20,000 to pay out and $50,000 to defend the claim.(more…)
Restaurants are fast paced environments with many opportunities for an employee to receive a burn injury. The Burn Foundation estimates that 12,000 burns occur annually in the Food Service Industry. A third-degree burn can be produced from a temperature of 150⁰ F with one second of exposure and many items in a common kitchen are well in excess of 150⁰ F. Burns can leave a business shorthanded while an employee is healing and lead to increased workers compensation or liability costs. Care should be taken to ensure the safety of employees.(more…)
Due to their early and late hours and sometimes short staffing, gas stations, convenience and liquor stores are often subject to more crime and violence, which is a growing concern among many of Society’s policyholders. Other businesses such as restaurants, taverns, and grocery stores experience increasing numbers of slips and falls. Having an effective video surveillance system will help deter shoplifting and employee theft, and it can also prove valuable when trying to document crimes and injury claims by customers or employees. Many of the newer digital systems allow you to review your footage from a smart phone, even if you are not onsite.
So, is video surveillance really necessary at your business? YES. Here’s why: (more…)
Key types of claims that should be reported as soon as possible: (more…)
Prompt workers’ compensation claims reporting is key to receiving reimbursement promptly and efficiently. The timing of when you choose to pick up the phone to report an incident to your insurance carrier has a direct effect on the bottom line. Here are the top five reasons why.