Tag Archives: car

Checking Motor Vehicle Records (MVR) on Delivery Employees

What is an MVR, what is it used for, and who should be checked? A motor vehicle record (MVR) is a historical driving record that can be used to determine business risk associated with current and potential drivers. MVRs may include: (more…)

How to Avoid Deer Vehicle Collisions

Did you know that 1 out of every 169 drivers will collide with a deer during the coming year? Wisconsin and other Midwest states consistently rank in the 10 worst states for deer crashes. Collisions between vehicles and deer cause 150 fatalities annually in the United States.

Here are some helpful tips to prevent deer crashes: (more…)

9 Steps to Investigating an Accident

This entry is part 6 of 13 in the series Safe With Society

As we celebrate our 100th year in business in 2015, we embark on another century of commitment to our policyholders. Our mission is to protect the livelihoods of our policyholders, and, as the saying goes, an ounce of prevention is worth a pound of cure. In keeping with that theme, we’ll celebrate our 100th year in business with 100 important tips to help identify, evaluate and prevent dangers that could result in financial loss or injury in a year-long “Safe with Society” blog series.

The primary focus of all work environments should be to prevent accidents. When accidents do happen, we must investigate them to understand how to prevent reoccurrence. To conduct a successful investigation you will need to observe the scene, interview victims and witnesses, evaluate the facts, and determine the root causes to understand how the accident occurred. It is important to remember that an investigation is a fact-finding and not a fault-finding activity. Your goal is to understand the chain of events, how it happened, why it happened, and what must be done to prevent another employee injury from the same cause. (more…)

Aftermath of an Auto Accident: Repair vs. Total Loss

Have you ever been faced with the question of whether your vehicle will be repairable after an auto accident? Understanding how this process works, both from the consumer side as well as the insurance carrier’s side will help you resolve the situation, hopefully creating less stress for you in the process.

In the immediate aftermath of an auto accident, what are the necessary steps to get you back on the road? The first step is obvious. Report the accident to your insurance carrier. After the initial fact-gathering stage is complete, your insurance company will usually send a company adjuster (appraiser) or an independent adjuster out to inspect the vehicle. Depending on the severity of the damage, you may be asked to simply submit an estimate or two for the necessary vehicle repairs.  (more…)