Tag Archives: business insurance

Are You Covered for Punitive Damages?

What are punitive damages? Simply stated, punitive damages are a monetary award given to a plaintiff for the sole purpose of punishing a defendant for wrongful acts. They are not awarded in every case; acting maliciously or having an intentional disregard for the rights of the plaintiff are reasons for such an award. Gross negligence is a factor.

Punitive damage awards are above and separate from normal compensatory damages a plaintiff receives such as medical bills, lost wages, pain and suffering, etc. (more…)

Employment Practices Liability: Myths vs. Facts

Business owners typically consider property, general liability and workers compensation as necessary insurance policies to protect their assets. With the incidence of employment practices liability (EPL) claims widespread and growing, EPL insurance should be an important consideration for every business owner.

Myth: Our employee handbook is clear, so we don’t have to worry about an EPL claim.
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Contamination and Threat

Society is unique in its understanding of the contamination exposures businesses face. That’s why we offer a variety of coverages that best protect the unique risks of each business.

Consider these scenarios: (more…)