Damage to your roof from severe winter weather conditions is the last thing your business needs. Particularly for flat rooftops, it’s important to take preventive measures before and during the winter season.
Ideally, preparation should begin 6 to 8 weeks before winter is in full swing. Here are some ways you can get started to prevent roof collapse due to the elements.
Hard to believe the winter season is upon us again. Looking out the window at the first snowfall of the year is always a beautiful sight. Then the reality sets in—we need to drive in the snow and ice for the next five months. According to the Federal Highway Administration, more than 1,300 people are killed in car crashes and more than 116,800 people are injured on snowy or icy roads every year. These statistics are a grim reminder of the need to pay closer attention to driving safely during the winter season.
Just one bad fall on ice can have long-term consequences. Pay attention to the weather and stay inside to avoid icy hazards when you can. When you do venture out, walking in winter requires special attention to avoid slipping and falling. Slips and falls are the number one source of loss for Society Insurance policyholders.
No matter how well the snow and ice is cleared from parking lots or sidewalks, customers and employees may still encounter some slippery surfaces. It is important for everyone to be constantly aware of these dangers.
The harsh weather conditions in January — cold winds, snow and ice — are a regular reminder that winter is here for a while in the Midwest. Over the next four weeks, I will share the best ways to protect your business, employees and customers in a four-part Winter Defense series.
Work doesn’t stop just because it’s cold outside. Many will still be working outside throughout the winter, and protection against winter hazards such as frostbite and hypothermia is crucial. (more…)
Last week, I provided recommendations on how to dress to stay protected from the bitter elements. In this blog, I identify the dangerous warning signs to watch for when exposed to cold temperatures.
Frostbite and hypothermia are the most common hazards for those working or playing in cold weather conditions. These risks can be dangerous, and even deadly. Knowing the symptoms and how to treat them can keep problems that do occur from becoming a disaster. (more…)
In part three of this four-week Winter Defense Series, I provide suggestions to protect your business from the leading cause of loss — slips and falls. If you missed the other ways you can keep yourself and your business safe this winter, check out Dress to Protect with clothing and layering suggestions, as well as Recognizing Dangerous Symptoms, which identifies warning signs and first aid for frostbite and hypothermia.
Slips and falls can happen anytime and anywhere, but the likelihood increases in winter due to snow and ice build-up outdoors and slush and water being tracked into buildings. A Society Insurance study of restaurant and tavern losses found slips and falls were the leading source of customer injury. A national study found slips and falls were the second-leading cause of employee injury, increasing 41 percent since 1998! (more…)
If you were a business owner somewhere between Minnesota and Maine this winter, there is a likelihood that your power was interrupted due to the massive ice storm that swept the Midwest and East Coast. If you were able to open, did large icicles hang perilously from your building putting your customers in harm’s way? Don’t forget about that slippery sidewalk and parking lot! What if an employee slips and falls while taking out the trash? What if a customer walks outside and gets hit in the head with an ice chunk or falls down and fractures their hip? Will they (or their lawyer) say that you didn’t properly clear the sidewalk, which caused them to fall? Most importantly, how will that affect your reputation as a business owner? Ice storms can wreak havoc this time of year! (more…)
The winter driving season means severe weather and dangerous driving conditions. Winter storms seem to pop up out of nowhere. As a driver, you should be aware of the many safety rules/strategies for winter driving.
Before the winter driving season even starts, it is important to have your vehicle checked out by an authorized mechanic. Your mechanic should check the condition of: (more…)
Winter is upon us – or very close depending on your tolerance for our current weather. Although most of us like to think we’re pros at traveling in winter weather, it’s never too late for a brief reminder with some tips on how to make sure we arrive at our destination safely. (more…)
The insurance tips and trends to help you make smart safety decisions for your business, plus an inside look at Society.