Category Archives: Uncategorized

Cyber Liability: Privacy Regulatory Defense & Penalties Coverage

This entry is part 25 of 25 in the series Data Security

The U.S. National Cyber Security Alliance reports that 60% of companies affected by a data breach will go out of business within six months. At a time when technology and the risks associated with it affect every person and business, Society Insurance provides leading-edge Cyber Liability insurance with comprehensive data security and privacy coverage. (more…)

The Importance of Proper Restaurant Grease Removal for Kitchen Floors

This entry is part of 13 in the series Slips, Trips & Falls

With 44% of Society Insurance claims related to slip and fall accidents, you can’t afford to bury your head in the sand. Even the best slip-resistant shoes may not completely eliminate the risks associated with a greasy restaurant kitchen floor. For this reason, it’s critical that every food serving establishment have an employee training program and written floor cleaning procedures for restaurant grease removal. Since greasy restaurant kitchen floors can have a significant impact on safety and cleanliness, be sure to stay current with, and abide by, manufacturer guidelines for the chemical cleaners your business utilizes. Removing grease from kitchen floors should be top priority when completing nightly cleaning procedures in any restaurant or food serving pub.

Ensuring your business has floor cleaning procedures in place is just the beginning. Here is what every restaurant manager should know about slip and falls and restaurant grease removal. (more…)

Staying Healthy and Happy During the Holiday Season

This entry is part of 6 in the series Health & Wellness

While the holidays are a time to indulge in some sweet treats while surrounded by loved ones, it’s common for many people to gain unwanted weight throughout that time. So, how can you enjoy these salivating treats, while staying healthy during the holidays? The key is moderation. You do not have to say no to these temptations, but do indulge conservatively. Instead of waiting for the buffet lunch or dinner, keep eating normal, balanced meals throughout the day. (more…)

Importance of Class K Fire Extinguishers

Restaurant kitchen fires can lead to employee and customer injuries, total destruction of your building, and may place a significant financial burden on your business until operations are restored. From 2007 to 2011, the National Fire Protection Association (NFPA) has reported 32,272 non-residential cooking equipment fires which have resulted in 21 fatalities, 428 injuries and $185 million in property damage. (more…)

How to Deep Fry Turkey Safely This Holiday Season

What is Deep Fryer Safety?

Deep fryer safety is essential when deep fat frying in order to prevent serious burn injuries and fires. Deep-frying involves cooking foods in grease at a very high temperature, 400 degrees or higher. Foods commonly deep-fried during the holidays include turkey, chicken, duck, crab cakes, latkes, empanadas and more. While deep-fried food can be quite tasty, it’s important to practice deep fryer safety every time you drop those scrumptious holiday delights into hot oil. (more…)

Business Income Interruption Coverage – What You Should Know

Society Insurance understands that business downtime can have a huge financial impact on business owners. While some insurance companies say that your business must be shut down for at least 72 hours before they will reimburse you for loss of business income, we know that you start losing money at minute one. That’s why Society’s business income coverage kicks in immediately with no waiting period. When a covered cause of loss interrupts your “business as usual,” how long do you want to wait? (more…)

9 Ways Employee Engagement Will Help Your Business

Most people have heard about employee engagement within their companies, but few understand its importance. Employee engagement is a way to improve company culture, resulting in teams that are full of happy employees, increased productivity, and employee passion about the work they are doing. Featured below are nine ways that you can help your organization thrive.

Nine Pillars of Employee Engagement:

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3 Spooky Liability Insurance Claims to Avoid This Halloween

Double, double toil and trouble; fire burn and, wait—is this covered by business liability insurance? If you have to think twice about your liability insurance coverage, it might be time to call an agent. Halloween is often a time where business owners contemplate their coverage as many liability insurance claims are related to injuries and accidents. Don’t let the thought of financial risk and loss of assets scare you into shunning trick-or-treaters or party-goers from your property this Halloween.

Here are three frightening liability insurance claims to avoid: (more…)

Cyber Terrorism: How Insurance Can Help Mitigate Damages

This entry is part 1 of 25 in the series Data Security

What is Cyber Terrorism?

Cyber terrorism is a politically-motivated attack against computers and data. These attacks are intended to be disruptive and advance the attackers’ political or religious stance. Acts of cyber terrorism result in a total or partial interruption of a computer system. Unlike cyber extortion, the hacker isn’t asking for any sort of ransom in cyber terrorism situations.

Examples of Cyber Terrorism

  • Sophisticated network attacks to gain access to sensitive data and high-value business information
  • Viruses and worms that are maliciously designed to disrupt, damage and attack an electronic infrastructure
  • Hacks to collect personally-identifiable information which can be used to steal identities

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Empowering Employees with Fire Safety Training and Response

This entry is part 14 of 14 in the series Fire Prevention

The time to think of how to best prevent and respond to an emergency is not during the actual event. Preparation is key. Employee fire safety training and response – which should include a fire prevention plan and an emergency action plan – is a powerful defense against fire threats and can mean the difference between a localized fire and an uncontrolled blaze. (more…)