Category Archives: Uncategorized

Trash Talk 101

Taking out the trash can be dangerous. It sounds crazy, but it’s true. And the numbers prove it.               

Recent large losses among Society Insurance policyholders include the following claims:

  • Shoulder injury: $121,000
  • Shoulder injury (again): $117,628
  • Back injury: $62,550
  • Back strain: $17,347

What is especially interesting is that these claims have one thing in common. They all involve taking out the trash.

So, what can be done to reduce the danger and make trash removal safer? Start by controlling the hazards associated with these three simple areas: (more…)

Data Breach and Your Damaged Reputation

This entry is part 1 of 22 in the series Data Security

It is no secret that criminals are getting smarter at using technology to their advantage.  Unfortunately, that means your business could be the victim of a data breach left to face tremendous financial costs, lost customers and a damaged reputation. When word gets out that data was compromised at your business, it may take time to convince customers that it is safe to come back. (more…)

How to Use a Fire Extinguisher: An Easy 4-Step Process

This entry is part 13 of 13 in the series Fire Prevention

Thankfully, most people haven’t had to contain a fire. But take a moment to think about how you would react during a fire emergency. Would you know what to do? Knowing how to operate a fire extinguisher could mean the difference between minor damage and a full-scale disaster at your business. (more…)

Basic Defensive Driver Techniques

Most everyone has heard of the term ‘defensive driving’ before. But, what does it actually mean? Some may imagine a slow, hesitant driver that only drives in the right lane or uses directional signals a block before making a turn. In fact, defensive driving is actually a set of good habits combined with a driver’s existing driving skills. The standard Safe Practices for Motor Vehicle Operations, ANSI/ASSE Z15.1 defines defensive driving skills as “driving to save lives, time, and money, in spite of the conditions around you and the actions of others.”

Most licensed drivers are required to take a driver’s education class before being allowed to operate a motor vehicle. However, most drivers have not taken any type of defensive driving training. (more…)

Employment Practices Liability Insurance – What Does it Cover?

As a business owner, you strive to be fair and nondiscriminatory in your employment practices. But even a simple misunderstanding could expose you to an employee-related claim or allegation such as sexual harassment, discrimination, abuse or wrongful termination. In today’s litigious business climate, these are damaging claims that can put you out of business. Is your business prepared for these situations with Employment Practices Liability Insurance (EPLI) coverage? (more…)

Protecting Employees from Robbery and Assault

Each year, nearly two million American workers report that they have been victims of some form of workplace violence, including robbery and assault crimes. This is according to data from the Occupational Safety and Health Administration (OSHA). There are several factors that may increase the risk of violence for workers in a variety of occupations. These factors include: (more…)