If you are thinking about starting a restaurant delivery service to diversify your restaurant operations, there are important controls that should be implemented. According to the National Safety Council, in 2018 alone, there were 4.5 million medically-consulted driver injuries that cost $445.6 billion in the United States. Transportation incidents were the fourth leading cause of injuries to workers, so it is clear that steps must be taken to lower your risk and put your employees on the road safely.
Some bars and restaurants are eager to ignite an exciting atmosphere by mixing liquor with fire. Whether it’s setting shots ablaze or pouring flaming liquor cascades, each method has one thing in common: severe risk.
While there are liquor liability concerns and challenges just with serving alcohol alone, flaming drinks introduce a greater degree of dangers: (more…)
A recent study analyzed 10 million passwords leaked in various data breaches throughout 2016. The most common password, once again, is ‘123456.’ A whopping 17% of users trust ‘123456’ to safeguard their online accounts! The study also found that four of the top 10 most common passwords were six characters or less. Brute-forcing techniques will have those passwords cracked in seconds.
Don’t fall into this trap. If your passwords are common and easy for you to remember, they’re likely to be easy for hackers as well. Use these password tips to keep your data secure. (more…)
When you think about your future employees, or about your own goal as an employee, what are the first words that come to mind? Reliability is probably at the top of the list, along with honesty and a solid work ethic. But how can you make sure an open job position and a potential new employee are a good fit? Use these tips when you’re hiring new employees. (more…)
According to the U.S. Bureau of Labor Statistics, in 2014 there were 34,860 workplace slip and fall injuries involving ice, sleet or snow that required at least one day away from work to recuperate. At Society Insurance, the number one loss source for both workers compensation and liability claims are slips and falls.
There are important steps both employees and employers can take to mitigate the risks of walking on ice. (more…)
Society’s insurance case studies are real-life stories, explaining complex business situations from start to finish. These stories detail how business owners and insurance companies work together to overcome unique and unexpected challenges.
In this case study, an accident caused by a customer resulted in serious employee injuries and significant property damage. (more…)
While delegation comes naturally for some of us, others may struggle with it. Delegation is assigning responsibility to others and can consist of breaking up a large project into smaller tasks. If you manage a team or are a leader in your area, it is likely that you already delegate tasks. Some tasks may be large and some may be small, but delegating tasks of all sizes takes practice. (more…)
While heavy tools create a variety of physical risks for contractors, manufacturers and auto repair workers, one of the threats is harder to detect: hearing loss.
Though it may not seem serious, hearing loss is one of the most common workplace illnesses in the United States. The U.S. Centers for Disease Control estimates approximately 22 million American workers are exposed to dangerous noise levels at their job each year, and account for about 14% of reported occupational illnesses each year.
Exposure to high-volume environments comes at a price. Hearing loss jeopardizes communication and alertness in the workplace and can plague workers the rest of their lives. And the price tag? (more…)
Standard property insurance provides coverage for returning a building to the condition it was in prior to a covered loss. What is not covered is the increased cost due to the enforcement of ordinances or laws regulating construction and repair of damaged buildings. Ordinance or law coverage was developed to fill this gap. (more…)
If your building caught on fire today, would your sprinkler system activate and control the fire? Ninety-five percent of the time your sprinkler system will do what it is supposed to do, but there are several things that YOU can do to increase your chances even more. Below are seven tips a building owner can act on to ensure their investment doesn’t go up in flames. (more…)
The insurance tips and trends to help you make smart safety decisions for your business, plus an inside look at Society.