Category Archives: Restaurants & Bars

Starting a Restaurant Delivery Service?

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If you are thinking about starting a restaurant delivery service to diversify your restaurant operations, there are important controls that should be implemented. According to the National Safety Council, in 2018 alone, there were 4.5 million medically-consulted driver injuries that cost $445.6 billion in the United States. Transportation incidents were the fourth leading cause of injuries to workers, so it is clear that steps must be taken to lower your risk and put your employees on the road safely.

Read, ‘24 Tips for Delivery Driver Safety’ for more information on how to operate your restaurant delivery service safely and successfully.

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23 Social Media Ideas for Restaurants

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Facebook, Twitter, and Instagram. You have business accounts for your restaurant on all of them, but how do you keep up with posting fresh content on a consistent basis?  

At Society Insurance, I have been responsible for coming up with generating new ideas for our social media channels every day for the past three years, so I know firsthand how challenging it can sometimes be to come up with new ideas. To help you out, I’ve put together a list of 23 social media ideas for you to use in the new year. 

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The Risks of Serving Flaming Alcohol (It’s a Bad Idea)

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This entry is part 2 of 14 in the series Fire Prevention
Some bars and restaurants are eager to ignite an exciting atmosphere by mixing liquor with fire. Whether it’s setting shots ablaze or pouring flaming liquor cascades, each method has one thing in common: severe risk.

While there are liquor liability concerns and challenges just with serving alcohol alone, flaming drinks introduce a greater degree of dangers: (more…)

Insurance Case Study: Recovering from Property Damage & Employee Injury

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Society’s insurance case studies are real-life stories, explaining complex business situations from start to finish. These stories detail how business owners and insurance companies work together to overcome unique and unexpected challenges.

In this case study, an accident caused by a customer resulted in serious employee injuries and significant property damage.
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Ordinance or Law Insurance Coverage

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Standard property insurance provides coverage for returning a building to the condition it was in prior to a covered loss. What is not covered is the increased cost due to the enforcement of ordinances or laws regulating construction and repair of damaged buildings. Ordinance or law coverage was developed to fill this gap. (more…)

7 Tips to Ensure Your Building Sprinkler System Will Protect You

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This entry is part 3 of 14 in the series Fire Prevention
If your building caught on fire today, would your sprinkler system activate and control the fire? Ninety-five percent of the time your sprinkler system will do what it is supposed to do, but there are several things that YOU can do to increase your chances even more. Below are seven tips a building owner can act on to ensure their investment doesn’t go up in flames. (more…)

Civil Authority Insurance Coverage

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Even if your business has been fortunate enough to avoid a loss, it may happen that disaster strikes near your business. Although this event doesn’t directly affect your ability to conduct business, action by a civil authority – like the police or fire department – may still prohibit access, resulting in a loss of business income and extra expense. Civil authority coverage comes into play in these situations, providing protection when there is damage to property other than your insured premises due to a covered cause of loss. (more…)

24 Tips for Delivery Driver Safety

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When you think about the most dangerous jobs, a non-CDL (Commercial Driver’s License) service or delivery driver does not usually come to mind. However, every year thousands of workers are injured or killed while performing a delivery. According to the National Highway and Traffic Safety Administration, there were over 100,000 injuries and 300,000 accidents involving delivery vehicles in 2012 and Time magazine ranked it number eight on its list of the 10 Most Dangerous Jobs in 2014.

Delivery driver dangers include vehicle accidents, injuries while performing the delivery such as back injuries and slips, trips and falls, or crime. Both employers and employees can take important steps to help reduce these hazards. (more…)

Hospitality Insurance: Do You Have This Unique Coverage?

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Society is unique in its understanding of the hospitality business. Sometimes products of services that were ordered in advance become unavailable due to an unexpected loss or damage. That’s why we offer insurance coverage to reimburse your customers for additional expenses when prearranged products or services cannot be honored. (more…)

Fire Preventive Maintenance for Deep Fryers

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This entry is part 12 of 14 in the series Fire Prevention
Many restaurants utilize some form of deep fat frying in their kitchen. These deep fryers are used to cook a variety of delicious foods: doughnuts, chicken wings, tortilla/potato chips, onion rings…the list goes on. While these items are undeniably popular and well-known throughout the world, little attention is given to the equipment that produces these tasty treats. This includes regular deep fryer maintenance and annual inspections by a qualified contractor.  (more…)