Category Archives: Community

Your Business is at a Disadvantage without a “Green” Endorsement

It’s hard to pick up a magazine these days without reading about the importance of “going green.” We see it in public interest stories, government stimulus programs, and building requirements for the use of renewable products and energy-efficient equipment.

Many business owners are actively involved in green initiatives and practice sustainability in their operations. This may include upgrading to more energy-efficient equipment, stricter recycling programs, resource conservation, improving building efficiencies and more. In addition to the environmental impact, these efforts can increase bottom-line revenue and enhance employee morale and contribution.

The environmental and financial rewards of improving energy conservation and sustainability make it worth a business owner’s time to make sure (more…)

6 Tips for Paddle Craft Safety

National Safe Boating Week begins on Saturday, May 21, 2016, and many local organizations will be sponsoring events aimed at making our time on the water safer and more enjoyable. Traditionally, when we think about boating safety we envision power boats racing across the water or sailboats with billowing sails gliding past.

However, there is another area of boating that is often overlooked: human powered or “paddle craft.” With more than 300,000 paddle crafts sold each year, kayaking, canoeing, paddle boarding and various other paddle sports offer a very affordable way to enjoy our lakes, rivers and streams. (more…)

Public Policy Advocacy

With politicians at all levels seemingly out of touch with many of us, it’s only natural to develop an attitude of “does it matter what I think?” Politicians are going to do what they like no matter what I think or say.

While this may have more truth today than was the case in the past, I would suggest that individuals and advocacy groups can still make a difference, and affect the direction of public policy.

I’ve been involved in a number of organizations or supported causes over the years that had a need for political engagement. I’ve testified at committee hearings in the state legislature and sat down with my United States Senator. In meeting and communicating with state legislators, members of congress or other political leaders I’ve noticed some common things: (more…)

Back to School Pedestrian Safety

What three words do kids fear and parents cheer? You got it – BACK TO SCHOOL! Yes, the summer fun in the sun is quickly winding down and the kids will be heading back to school soon. It is also time to remind drivers to slow down and pay close attention to kids walking, biking and riding the bus to school. We need to be especially alert to school-age pedestrians that might be distracted by electronic devices.

A study done by SafeKids.org in 2012 indicated 61 children are hit by cars every day in the United States. In recent years the age group of those most frequently hit by cars has changed from younger kids to teenagers between the ages of 15 to 19. Why the change?  TEXTING! (more…)

Video: Power Outages and Business Income Protection

The sky is dark as a storm system moves through your community. Overhead power lines have been damaged by strong winds, causing a blackout at your business. You are suddenly without power and unable to conduct business. How will this affect your business income?

Watch this video and learn about Society Insurance coverage in this scenario: (more…)

Joys and Challenges of a Family Business

Many industries in the U.S. are full of family businesses, and the insurance agency arena is no exception. With that come the joys and challenges of families working together. I’ve had the pleasure of experiencing that both as “the new kid” working with my father, and now as “the old guy” with two of my sons in the office.

As a quick aside, as I focus on the family nature of our business, I don’t want to discount or exclude the importance of the rest of our staff. We have been blessed with some outstanding employees who don’t share our last name but have been key to our success. For that, I am also forever thankful.

The Joys… (more…)

Learning From Loss: Electrical Fires

This entry is part 5 of 11 in the series Fire Prevention

Last week, we learned about the most common causes of fire loss based on Society Insurance claims data from 2011-2013. View the chart. We went into detail about cooking equipment hazards and the best ways to minimize those risks. This week, we will explore electrical fire risks and prevention tips.

Electrical Equipment

Between 2011 and 2013, there were 83 electrical fires that cost Society over $14.5 million in claim settlement costs. Just like with cooking equipment, I asked Subrogation Specialist Kristina Huber, CPCU, AIC, CSRP, for her insight into the causes of these fires. (more…)

Why Should I Choose a Local Independent Agent?

When making an important purchase like buying insurance, you should consider all your options. Local independent insurance agents are the ones you can count on to provide the best combination of service, price, and protection with tailored coverage options and risk insight. Whether it’s setting you up with the best coverage for your business or answering your policy questions, your insurance agent is committed to customer satisfaction. And as local community members, they’re close at hand the minute an issue arises.

Here’s why I choose to work with a local independent agent for my insurance needs: (more…)

Disaster Recovery: What Do I Need in My Business Recovery Plan? (Part 3 of 3)

This entry is part 3 of 4 in the series Disaster Recovery

You can’t predict the unexpected, but you can prepare. A Business Continuation Plan (BCP) costs almost nothing to produce but is critical to recovering losses, and customers, after a disaster. This three-part Disaster Recovery blog series will address important considerations for business continuity after a disaster.

The details that you include in your Business Continuation Plan (BCP) will depend on the particular needs of your business, but there are some key components that should to be included in every disaster plan: (more…)

Disaster Recovery: Keep Your Business Running – Despite a Disaster (Part 2 of 3)

This entry is part 2 of 4 in the series Disaster Recovery

You can’t predict the unexpected, but you can prepare. A Business Continuation Plan (BCP) costs almost nothing to produce but is critical to recovering losses, and customers, after a disaster. This three-part Disaster Recovery blog series will address important considerations for business continuity after a disaster.

No one ever expects a disaster to occur. However, disasters occur every day. That’s why insurance is so valuable. When you consider the odds, you probably should expect to experience a disaster of some sort at some time in your career. But, you still do not know what to expect or when to expect it.

Being prepared can make it much easier to manage your business through any disaster, serve your customers while you are recovering and get back to business as usual more quickly. Insurance is a helpful financial component, but preparing a complete recovery plan can reduce the likelihood that your customers will feel the pain of your disaster.

How can you prepare for a situation that you cannot predict? (more…)