Author Archives: Tom Ermers

About Tom Ermers

Tom has been in the insurance industry since 1984 and has experience in personal lines underwriting, commercial field underwriting, sales and marketing. He has spent the last 13 years as a Regional Sales Manager with Society Insurance, working with agents throughout northeast Wisconsin. Tom has earned his CIC designation and enjoys camping in his spare time.

Are You Covered for Punitive Damages?

What are punitive damages? Simply stated, punitive damages are a monetary award given to a plaintiff for the sole purpose of punishing a defendant for wrongful acts. They are not awarded in every case; acting maliciously or having an intentional disregard for the rights of the plaintiff are reasons for such an award. Gross negligence is a factor.

Punitive damage awards are above and separate from normal compensatory damages a plaintiff receives such as medical bills, lost wages, pain and suffering, etc. (more…)

Why Should I Choose a Local Independent Agent?

When making an important purchase like buying insurance, you should consider all your options. Local independent insurance agents are the ones you can count on to provide the best combination of service, price, and protection with tailored coverage options and risk insight. Whether it’s setting you up with the best coverage for your business or answering your policy questions, your insurance agent is committed to customer satisfaction. And as local community members, they’re close at hand the minute an issue arises.

Here’s why I choose to work with a local independent agent for my insurance needs: (more…)