Author Archives: The Society Insurance Team

About The Society Insurance Team

Your business is your livelihood, and it’s our job to do all we can to help you protect it. By choosing Society, you’re not only getting one of the most comprehensive plans for your business, but a partner dedicated to your company’s continued success.

4 Ways to Prevent Roof Collapse This Winter

This entry is part of 17 in the series Winter Defense

Damage to your roof from severe winter weather conditions is the last thing your business needs. Particularly for flat rooftops, it’s important to take preventive measures before and during the winter season.

Ideally, preparation should begin 6 to 8 weeks before winter is in full swing. Here are some ways you can get started to prevent roof collapse due to the elements.

Read, ‘Prevent Common Winter Losses with Early-Season Maintenance.

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What is an Insurance Loss Run?

Loss run reports. What are they and how do I get one? Below we dive into common questions surrounding insurance loss run reports and the role they play when shopping for business insurance.

An insurance loss run is a document that records the history of claims made against a business insurance policy, much akin to an incident report. The report is a document you can provide to prospective insurers when shopping for new business insurance coverage. Loss runs allow underwriters to determine how risky your business will be to insure.

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Improving Customer Satisfaction in Food Pickup

The challenges of today have really presented a sink-or-swim playing field for most businesses, causing many to pivot pretty heavily – especially within industries in which crowds are common. The restaurant and bar industry has made a major pivot toward a contactless delivery and carry out business model in order to maintain profitability. Some restaurants have seen and will see more success than their competitors
because of how well they’ve been able to maintain customer satisfaction. So here are some tips to improve the food pickup experience at your restaurant.

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Overpayment Scam: Protect Your Business from Scammers

This entry is part of 33 in the series Data Security

As a small business owner, you work long and hard to make sure your business is successful. Small businesses are the most common victims of fraud at 31.8% according to the Association of Certified Fraud Examiners. That number is higher than any other business category. The truth is that small businesses are the most vulnerable because they often lack internal controls to curb the effect of scams on their bottom line. So, how can you protect your business from scammers? The first step is to identify the common red flags that accompany a scam and then educate your employees on how to spot them. Below we dive into one of the most common types – overpayment scams – and how to mitigate them.

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How to Reduce Restaurant Food Waste

Restaurant food waste is a major problem in the United States. In fact, a study by the Food Waste Reduction Alliance found that 84.3% of unused food in U.S. restaurants gets thrown out, while 14.3% is recycled and 1.4% of food is donated. Aside from the negative environmental impact that food waste has on our planet, restaurant food waste also accounts for lost – but much needed – revenue for restaurant owners. It’s more important than ever to focus on reducing food waste and increasing efficiency. Here are the top areas to help prevent unnecessary loss.

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The Importance of Machine Safeguarding in Restaurants

Restaurants and commercial kitchens are filled with equipment that have the potential to cause injuries such as crushed or maimed hands, severe burns, and more. Workplace accidents happen all the time – over 5,000 people died while on-the-job in 2018. This is why organizations such as the Occupational Safety and Health Administration (OSHA) were created: to prevent workplace injuries by improving conditions and safety regulations. One of the most vital workplace safety requirements is machine safeguarding.

Visit our Risk Control Library for additional safety resources for restaurants.

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5 Restaurant Composting Tips for Beginners

Sustainability continues to be a major topic of discussion in most industries. According to Pew Research, two-thirds of adults in the U.S. think we should be doing more to care for the environment and eliminate waste. The restaurant industry has struggled with this harsh reality for decades. In fact, restaurants are some of the largest contributors to food waste due to FDA regulations against reusing of food items.

Until now.

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Employee Drug Testing: OSHA’S View & The Impact on Workers Compensation Benefits

Employee drug testing programs continue to be a hot topic and are essential for most businesses—the restaurant and hospitality industry is no exception. Are they legal? Do employers have to have an employee drug testing policy? Or what if you own multiple businesses in different states? Do the rules change? Below we cover some of the most common questions surrounding employee drug testing and workers’ compensation benefits.

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Water Damage Prevention for Your Business

Discovering water damage at your business is a huge headache! It can also lead to structural damage, mold, costly repairs and lost revenue. Use these water damage prevention measures below to protect your livelihood from flooding and freezing damage.

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What You Need in Your Food Truck Business Plan

The food truck industry has grown into a $1.1 billion behemoth of an industry in 2020, according to IBIS. Recent research credits many factors to the rise of the food truck industry with one being that consumers love being able to obtain gourmet food options at a fraction of the price. This may sound enticing when thinking about starting an entrepreneurial food truck business; however, starting a successful business is much easier said than done.

Are you wondering what you need to do to start a successful food truck business? Start by creating a thorough business plan. Here are a few things that your food truck business plan must include:

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