Author Archives: The Society Insurance Team

About The Society Insurance Team

Your business is your livelihood, and it’s our job to do all we can to help you protect it. By choosing Society, you’re not only getting one of the most comprehensive plans for your business, but a partner dedicated to your company’s continued success.

Upgrade Your Internet Security: Risky Cyber Behaviors to Avoid

This entry is part of 15 in the series Data Security

Every business has an expectation to protect sensitive information, and every employee plays a key role in preventing cybersecurity incidents. Below are five of the most common data security mistakes leading to data breaches. Employees should halt these practices immediately to reduce the likelihood of a breach. (more…)

The Risks of Serving Flaming Alcohol (It’s a Bad Idea)

This entry is part of 11 in the series Fire Prevention

Some bars and restaurants are eager to ignite an exciting atmosphere by mixing liquor with fire. Whether it’s setting shots ablaze or pouring flaming liquor cascades, each method has one thing in common: severe risk.

While there are liquor liability concerns and challenges just with serving alcohol alone, flaming drinks introduce a greater degree of dangers: (more…)

Password Security Tips

This entry is part 1 of 15 in the series Data Security

A recent study analyzed 10 million passwords leaked in various data breaches throughout 2016. The most common password, once again, is ‘123456.’ A whopping 17% of users trust ‘123456’ to safeguard their online accounts! The study also found that four of the top 10 most common passwords were six characters or less. Brute-forcing techniques will have those passwords cracked in seconds.

Don’t fall into this trap. If your passwords are common and easy for you to remember, they’re likely to be easy for hackers as well. Use these password tips to keep your data secure. (more…)

How To Prevent Slipping on Ice This Winter

This entry is part 11 of 11 in the series Slips, Trips & Falls

According to the U.S. Bureau of Labor Statistics, in 2014 there were 34,860 workplace slip and fall injuries involving ice, sleet or snow that required at least one day away from work to recuperate.  At Society Insurance, the number one loss source for both workers compensation and liability claims are slips and falls.

There are important steps both employees and employers can take to mitigate the risks of walking on ice. (more…)

Insurance Case Study: Recovering from Property Damage & Employee Injury

Society’s insurance case studies are real-life stories, explaining complex business situations from start to finish. These stories detail how business owners and insurance companies work together to overcome unique and unexpected challenges.

In this case study, an accident caused by a customer resulted in serious employee injuries and significant property damage.
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Turn Down the Risk of Occupational Hearing Loss

While heavy tools create a variety of physical risks for contractors, manufacturers and auto repair workers, one of the threats is harder to detect: hearing loss.

Though it may not seem serious, hearing loss is one of the most common workplace illnesses in the United States. The U.S. Centers for Disease Control estimates approximately 22 million American workers are exposed to dangerous noise levels at their job each year, and account for about 14% of reported occupational illnesses each year.

Exposure to high-volume environments comes at a price. Hearing loss jeopardizes communication and alertness in the workplace and can plague workers the rest of their lives. And the price tag? (more…)

Ordinance or Law Insurance Coverage

Standard property insurance provides coverage for returning a building to the condition it was in prior to a covered loss. What is not covered is the increased cost due to the enforcement of ordinances or laws regulating construction and repair of damaged buildings. Ordinance or law coverage was developed to fill this gap. (more…)

Civil Authority Insurance Coverage

Even if your business has been fortunate enough to avoid a loss, it may happen that disaster strikes near your business. Although this event doesn’t directly affect your ability to conduct business, action by a civil authority – like the police or fire department – may still prohibit access, resulting in a loss of business income and extra expense. Civil authority coverage comes into play in these situations, providing protection when there is damage to property other than your insured premises due to a covered cause of loss. (more…)

Hospitality Insurance: Do You Have This Unique Coverage?

Society is unique in its understanding of the hospitality business. Sometimes products of services that were ordered in advance become unavailable due to an unexpected loss or damage. That’s why we offer insurance coverage to reimburse your customers for additional expenses when prearranged products or services cannot be honored. (more…)