Author Archives: The Society Insurance Team

About The Society Insurance Team

Your business is your livelihood, and it’s our job to do all we can to help you protect it. By choosing Society, you’re not only getting one of the most comprehensive plans for your business, but a partner dedicated to your company’s continued success.

How to Report Data Security Incidents

This entry is part 27 of 27 in the series Data Security

What Is Data Breach?

Data breach is the exposure of sensitive customer information due to hacking, theft or the accidental release of data. Business owners are expected to exercise discretion and due diligence to protect their customers’ data from a breach.

Imagine you just received a call informing you that your business and customer records have been compromised. What do you do?

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Email Security Best Practices: Do’s and Don’ts of Email Use

While email is a great tool both personally and professionally, it also poses one of the greatest threats to your business. Bad actors can use a variety of email scams such as ransomware, phishing, and a variety of other tools to not only disrupt personal computers, but also business technologies while gaining access to personal or business information that would be harmful for the outside world to have.

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How to Keep Your Restaurant Safe From Cyber Threats

This entry is part 26 of 27 in the series Data Security

Handling electronic data is an unavoidable part of operating any business today, but what would happen to your restaurant if that sensitive information was the target of a cyberattack? We tend to remember big, scandalous data breaches like Equifax or Sony, but that’s only because they are highly publicized. In reality, an estimated 90% of cyberattacks affect small businesses and the average cost of one is $116,967. Couple that with loss of customer trust and suddenly it’s no surprise that 60% of small businesses go out of business within 6 months of a data breach.

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Succession Planning For Your Small Business

It’s about that time — as baby boomers begin to decrease their involvement in day-to-day operations and step away from their businesses, the big question arises: who will take over the reins? Considering nearly 10,000 baby boomers retire per day in the US, this decision is becoming more and more commonplace. Having a comprehensive succession plan in place for your small business will ease these major transitions so that the business doesn’t suffer.

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Does Your Business Have a Distracted Driving Policy

You’ve heard of it, and keep putting it off—but a distracted driving policy could save your business thousands. Not only can distracted driving result in high-cost consequences, but it’s also extremely dangerous. If your employees are distracted while they’re driving it can be a threat to everyone else on the road. On average, distracted driving cost employers $72,442 per non-fatal accident and about $4.3 billion total. As an employer, it’s important to create a culture of safety that focuses on preventing distracted driving by establishing a distracted driving policy.

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Solid Fuel Cooking: Protecting Your Restaurant

Solid fuel cooking has been an up-and-coming trend for many new restaurants because it’s a tasty way to prepare food – especially pizza and BBQ. These cooking appliances are fueled by a solid fuel such as mesquite, charcoal and hardwood; and while this cooking method yields different, interesting flavors, it also carries with it increased safety risks. With the right amount of understanding and preparation, restaurant owners can safely use most solid fuel appliances.

What Is Solid Fuel Cooking?

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What Types of Business Insurance Does Your Bar or Restaurant Need?

Before you serve your first customer, your business is at great risk and liability. Thankfully, there are many insurance options to help businesses protect their livelihood. Below are critical types of insurance that restaurants and bars should consider to protect their financial investment.

5 Types of Business Insurance You Shouldn’t Go Without

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Slips, Trips and Falls Safety Tips

This entry is part 14 of 14 in the series Slips, Trips & Falls

Slips, trips and falls account for an estimated 12-15% of workers compensation claims. In addition, these incidents cost employers’ tens of billions of dollars per year from regulatory fines, productivity losses, and other administrative expenses. Making sure that you have the correct safety equipment and protocols in place will save you from legal liabilities and costly fines. After all, the average slip in the workplace costs around $20,000 to pay out and $50,000 to defend the claim.

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When to Stop Serving Alcohol & Refuse Service

Restaurants and bars face unique risks and complexities. As an alcohol-serving establishment, your business can be especially vulnerable to legal challenges. Do your bartenders know when to stop serving patrons? Do they know what signs to look for in an intoxicated person?

When Does a Bartender Have the Right to Refuse Service to a Patron?

At some point or another a bartender will likely have to address a belligerent or very intoxicated person. Below are several legitimate reasons to refuse service to a patron:

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Stay Warm While Working in the Cold

This entry is part 15 of 15 in the series Winter Defense

Working in freezing environments adds an extra layer of danger to any task. Feeling begins to dull, objects are prone to breakage, and ice causes slippery conditions and an unforgiving surface if one should fall. On top of these potential traumas, workers are susceptible to frostbite and hypothermia, each with serious or long-lasting consequences.

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