Author Archives: The Society Insurance Team

About The Society Insurance Team

Your business is your livelihood, and it’s our job to do all we can to help you protect it. By choosing Society, you’re not only getting one of the most comprehensive plans for your business, but a partner dedicated to your company’s continued success.

Cyber Liability: Privacy Regulatory Defense & Penalties Coverage

This entry is part 25 of 25 in the series Data Security

The U.S. National Cyber Security Alliance reports that 60% of companies affected by a data breach will go out of business within six months. At a time when technology and the risks associated with it affect every person and business, Society Insurance provides leading-edge Cyber Liability insurance with comprehensive data security and privacy coverage. (more…)

The Importance of Proper Restaurant Grease Removal for Kitchen Floors

This entry is part of 13 in the series Slips, Trips & Falls

With 44% of Society Insurance claims related to slip and fall accidents, you can’t afford to bury your head in the sand. Even the best slip-resistant shoes may not completely eliminate the risks associated with a greasy restaurant kitchen floor. For this reason, it’s critical that every food serving establishment have an employee training program and written floor cleaning procedures for restaurant grease removal. Since greasy restaurant kitchen floors can have a significant impact on safety and cleanliness, be sure to stay current with, and abide by, manufacturer guidelines for the chemical cleaners your business utilizes. Removing grease from kitchen floors should be top priority when completing nightly cleaning procedures in any restaurant or food serving pub.

Ensuring your business has floor cleaning procedures in place is just the beginning. Here is what every restaurant manager should know about slip and falls and restaurant grease removal. (more…)

How to Deep Fry Turkey Safely This Holiday Season

What is Deep Fryer Safety?

Deep fryer safety is essential when deep fat frying in order to prevent serious burn injuries and fires. Deep-frying involves cooking foods in grease at a very high temperature, 400 degrees or higher. Foods commonly deep-fried during the holidays include turkey, chicken, duck, crab cakes, latkes, empanadas and more. While deep-fried food can be quite tasty, it’s important to practice deep fryer safety every time you drop those scrumptious holiday delights into hot oil. (more…)

Business Income Interruption Coverage – What You Should Know

Society Insurance understands that business downtime can have a huge financial impact on business owners. While some insurance companies say that your business must be shut down for at least 72 hours before they will reimburse you for loss of business income, we know that you start losing money at minute one. That’s why Society’s business income coverage kicks in immediately with no waiting period. When a covered cause of loss interrupts your “business as usual,” how long do you want to wait? (more…)

3 Spooky Liability Insurance Claims to Avoid This Halloween

Double, double toil and trouble; fire burn and, wait—is this covered by business liability insurance? If you have to think twice about your liability insurance coverage, it might be time to call an agent. Halloween is often a time where business owners contemplate their coverage as many liability insurance claims are related to injuries and accidents. Don’t let the thought of financial risk and loss of assets scare you into shunning trick-or-treaters or party-goers from your property this Halloween.

Here are three frightening liability insurance claims to avoid: (more…)

Cyber Terrorism: How Insurance Can Help Mitigate Damages

This entry is part 1 of 25 in the series Data Security

What is Cyber Terrorism?

Cyber terrorism is a politically-motivated attack against computers and data. These attacks are intended to be disruptive and advance the attackers’ political or religious stance. Acts of cyber terrorism result in a total or partial interruption of a computer system. Unlike cyber extortion, the hacker isn’t asking for any sort of ransom in cyber terrorism situations.

Examples of Cyber Terrorism

  • Sophisticated network attacks to gain access to sensitive data and high-value business information
  • Viruses and worms that are maliciously designed to disrupt, damage and attack an electronic infrastructure
  • Hacks to collect personally-identifiable information which can be used to steal identities

(more…)

Empowering Employees with Fire Safety Training and Response

This entry is part 14 of 14 in the series Fire Prevention

The time to think of how to best prevent and respond to an emergency is not during the actual event. Preparation is key. Employee fire safety training and response – which should include a fire prevention plan and an emergency action plan – is a powerful defense against fire threats and can mean the difference between a localized fire and an uncontrolled blaze. (more…)

Operate Any Ladder Safely and Securely

Height. It’s what makes ladders so useful and also so hazardous. Ladder-related injuries are on the rise, averaging 136,000 accidents a year. The price is also high for businesses, which shell out $70 billion annually on occupational fall-related injuries.

Ground your ladder setup and operation with these five safety tips. (more…)

5 Major Benefits of Having a Return to Work Program

What is a Return to Work Program?

Return to work programs, true to their name, are a set of protocols and guidelines to help injured workers reintegrate into their employment position after they have taken time off due to injury or illness.

If you value your employees, you should know that the longer an injured worker is off work, the less likely they are to return. On average, if a worker is off for 12 or more weeks, there is only a 50% chance that they will return to the same job. If they’re off for more than 1 year, there is a less than 5% chance they return to the same job. Developing a coherent return to work program will help you keep your valued employees and ensure that they have a job after recovery. Here, we’ll go over two questions: “what are the benefits of a return to work program for an employer?” and “how does a return to work program benefit an injured worker?”

We’ll also give you some insights on how you can start creating your own program. (more…)

Cyber Liability Insurance – Network Asset Protection Coverage (Video)

This entry is part 2 of 25 in the series Data Security

Electronic data is an important component of your business operations. What would happen if you suddenly lost access to this information? Would you be prepared for the cost associated with recovering your computer network assets? (more…)