What Types of Business Insurance Does Your Bar or Restaurant Need?

Before you serve your first customer, your business is at great risk and liability. Thankfully, there are many insurance options to help businesses protect their livelihood. Below are critical types of insurance that restaurants and bars should consider to protect their financial investment.

5 Types of Business Insurance You Shouldn’t Go Without

(more…)

Benefits of Stretching at Work

This entry is part 8 of 8 in the series Health & Wellness

I recently worked with fellow team members developing and presenting a stretching webinar. We needed to get the word out on the benefits of stretching at work and in our personal lives. Stretching is good for all walks of life including restaurant, hotel, factory, and construction workers. I decided to “practice what I preach” and made a conscious effort to stretch throughout the day. It helped make snow shoveling more tolerable this winter. And it even improved my sleep. I stretch before going to sleep every night and find myself more relaxed and sleeping better. Try it for yourself; you’ll be surprised at the results!

(more…)

4 Indoor Team Building Activities with Step-by-Step Instructions

Don’t wait until warmer weather (especially in the Midwest) to develop meaningful working relationships within your organization. As a new generation captures key leadership positions, greater emphasis is placed on collaboration in the workplace. Working as individuals can only get the company so far. By working in teams, individuals can put their brains together to solve complex problems, exchange original ideas, and improve their overall work.  Are you adapting your indoor team-building activities to suit these different set of behaviors, values and demands?

Below are four indoor team building activities you can begin right away to foster internal bonding within your organization.

(more…)

Slips, Trips and Falls Safety Tips

This entry is part 14 of 14 in the series Slips, Trips & Falls

Slips, trips and falls account for an estimated 12-15% of workers compensation claims. In addition, these incidents cost employers’ tens of billions of dollars per year from regulatory fines, productivity losses, and other administrative expenses. Making sure that you have the correct safety equipment and protocols in place will save you from legal liabilities and costly fines. After all, the average slip in the workplace costs around $20,000 to pay out and $50,000 to defend the claim.

(more…)

4 Benefits of a College Internship Program for Employers

Cultivating the next crop of business professionals is one of the most rewarding things you can do. Not only can you work side-by-side with interns to equip them with the skills they need be successful in your industry, but your business can reap many rewards as well. From identifying new employees to increased productivity with the additional manpower, a college internship program is a solid investment for almost any business.

Most interns arrive at a company with little work-related experience under their belt, but this gives a company a great opportunity to raise the business world’s future talent. Companies can educate, grow, and mold interns to ultimately retain them as their own employees someday. 

(more…)

ALERT: Why You Should Replace Federal Pacific Electric Stab-Lok Panels

Federal Pacific Electric (FPE) Stab-Lok panels shouldn’t be inspected, but replaced. According to the United States Consumer Product Safety Commission, FPE Stab-Lok residential circuit breakers may fail to trip properly with overload and short-circuiting. Underwriters Laboratories, Inc. (UL) standards require that breakers trip, or shut off the current, when overloaded to prevent electrical hazards. The FPE breakers did not comply fully with UL testing requirements, and are not UL listed. The National Electric Code (NEC) requires all electrical components and products be listed by UL or other registered testing agency to be acceptable for installation and use. 

(more…)

When to Stop Serving Alcohol & Refuse Service

Restaurants and bars face unique risks and complexities. As an alcohol-serving establishment, your business can be especially vulnerable to legal challenges. Do your bartenders know when to stop serving patrons? Do they know what signs to look for in an intoxicated person?

When Does a Bartender Have the Right to Refuse Service to a Patron?

At some point or another a bartender will likely have to address a belligerent or very intoxicated person. Below are several legitimate reasons to refuse service to a patron:

(more…)

Stay Warm While Working in the Cold

This entry is part 15 of 15 in the series Winter Defense

Working in freezing environments adds an extra layer of danger to any task. Feeling begins to dull, objects are prone to breakage, and ice causes slippery conditions and an unforgiving surface if one should fall. On top of these potential traumas, workers are susceptible to frostbite and hypothermia, each with serious or long-lasting consequences.

(more…)

What Every Business Owner Should Know About Workplace Incident Reporting & Investigations

This entry is part of 7 in the series Claims Reporting

Workplace accidents happen. But knowing what to do in the immediate aftermath and planning out the appropriate procedures, including incident reporting and investigation, will minimize risks in the long-term and help reduce costs for your business in the short-term. Workplace incidents are almost always preventable – it’s just a matter of knowing how.

Why Should You Investigate Workplace Incidents?

(more…)

5 Norovirus Prevention Tips

This entry is part 7 of 8 in the series Health & Wellness

According to the Center for Disease Control (CDC), each year there are an estimated 19-21 million cases of norovirus disease, including 1.7-1.9 million outpatient visits, 400,000 emergency department visits, 56,000-71,000 hospitalizations, and 570-800 deaths, which result in approximately $777 million in health-care costs.

It is important to protect your business from a foodborne illness outbreak. The costs of foodborne illness to a business are loss of customers and sales, negative media exposure, loss of reputation, staff missing work, staff retraining, lawsuits and legal fees, and increased insurance premiums.

(more…)