Tag Archives: winter

Walk Safely on Ice (Like a Penguin)

This entry is part of 10 in the series Winter Defense

Just one bad fall on ice can have long-term consequences. Pay attention to the weather and stay inside to avoid icy hazards when you can. When you do venture out, walking in winter requires special attention to avoid slipping and falling. Slips and falls are the number one source of loss for Society Insurance policyholders.

No matter how well the snow and ice is cleared from parking lots or sidewalks, customers and employees may still encounter some slippery surfaces. It is important for everyone to be constantly aware of these dangers.

Consider these tips: (more…)

Salting Winter Sidewalks

This entry is part 9 of 10 in the series Winter Defense

Slip and falls represent a huge liability for business owners. Outdoor surfaces, such as parking lots, sidewalks and walkways, are one of the leading areas for slip and fall accidents. These areas become increasingly more hazardous in the winter with the accumulation of snow and ice. Slip and falls are the number one source of loss for Society Insurance policyholders for both customer and employee injuries.

If you own your property you are responsible for the snow and ice removal. If you are a tenant who leases your space check your lease agreement to see who is responsible for snow and ice removal; it may be you! Whether it is in an effort to save time or money, some business owners opt out of using ice melt on slippery sidewalks and entryways. By doing nothing, business owners open themselves up to customer liability claims as well as employee injury.  Business owners should have a winter snow removal and ice treatment plan to prevent customers and employees from slipping and falling. (more…)

10 Tips for Winter Travel

This entry is part 8 of 10 in the series Winter Defense

Winter is upon us – or very close depending on your tolerance for our current weather. Although most of us like to think we’re pros at traveling in winter weather, it’s never too late for a brief reminder with some tips on how to make sure we arrive at our destination safely.  (more…)

Winter Prep Tips for Your Home and Car

Prepare for a winter storm before it hits! The best way to keep your family and yourself safe is to plan ahead.

Prepare Your Home for Winter Weather

Prepare for extremely cold weather every winter—it’s always a possibility. There are steps you can take in advance for greater wintertime safety in your home, courtesy of the Centers for Disease Control and Prevention (CDC): (more…)

Prevent Common Winter Losses with Early-Season Maintenance

Winter 2013-2014 was one of the coldest on record in parts of the Midwest, according to the government’s official monthly climate report recently released. Due to the severe cold temperatures and the amount of snowfall we had, there was not a lot of meltdown either. It is likely that you or someone you know experienced some type of freezing, collapse damage, or slip and fall injuries.

Early preparation is one way to combat potential untimely losses.

To prevent freeze damage: (more…)

Don’t Let Ice Freeze Your Business

This entry is part 5 of 10 in the series Winter Defense

If you were a business owner somewhere between Minnesota and Maine this winter, there is a likelihood that your power was interrupted due to the massive ice storm that swept the Midwest and East Coast. If you were able to open, did large icicles hang perilously from your building putting your customers in harm’s way? Don’t forget about that slippery sidewalk and parking lot! What if an employee slips and falls while taking out the trash? What if a customer walks outside and gets hit in the head with an ice chunk or falls down and fractures their hip? Will they (or their lawyer) say that you didn’t properly clear the sidewalk, which caused them to fall? Most importantly, how will that affect your reputation as a business owner? Ice storms can wreak havoc this time of year! (more…)