Tag Archives: video

Beware of Protective Safeguards in Your Business Insurance Policy

Protective Safeguards sounds like an endorsement you would want included in an insurance policy, right? Beware! This is actually an endorsement that can exclude coverage in certain scenarios. It’s important to know if this is attached to a businessowners’ insurance policy. (more…)

Video: Dealing with Data Breach

This entry is part 8 of 8 in the series Data Breach

Data breach coverage offers protection for costs associated with the accidental exposure of sensitive customer data due to occurrences such as hacking, theft, and the accidental release of data. This coverage will help to cover costs involved with the notification of customers and government authorities of a potential data breach, as well as legal liability costs to protect against claims from victims.

Learn more about the importance of data breach coverage in this short video: (more…)

Society Insurance & Vern’s Cheese: Working Together for Over 50 Years

Recently we made a visit to Vern’s Cheese, a 3-generation family-owned business in Chilton, Wis. and had an opportunity to spend some time with Vern Knoepsel, President/Co-owner 1st generation; Edith Knoepsel, Co-owner 1st generation; and Kelly Knoepsel-Kress, Co-owner 2nd generation. We enjoyed learning more about their company history and why they have trusted Society Insurance to protect their business since the very beginning in 1964. Watch to learn more about the small details that have made a big difference for their business over the past 52 years. (more…)

Your Business is at a Disadvantage without a “Green” Endorsement

It’s hard to pick up a magazine these days without reading about the importance of “going green.” We see it in public interest stories, government stimulus programs, and building requirements for the use of renewable products and energy-efficient equipment.

Many business owners are actively involved in green initiatives and practice sustainability in their operations. This may include upgrading to more energy-efficient equipment, stricter recycling programs, resource conservation, improving building efficiencies and more. In addition to the environmental impact, these efforts can increase bottom-line revenue and enhance employee morale and contribution.

The environmental and financial rewards of improving energy conservation and sustainability make it worth a business owner’s time to make sure (more…)

Leases & Tenant / Landlord Responsibility

There are complicated issues and potential gaps in coverage when dealing with leases. Do you know that a lease may require the tenant to provide insurance for the landlord’s building, contents, betterments and improvements if necessary? Consider these examples where the lease requires the tenant to be responsible for the building items: (more…)

Contractors’ Errors and Omissions

Artisan contractors are experts at what they do and expect to complete their projects without mistakes. But customers can be quick to allege negligence in a contractor’s work, and narrow margins expose contractors to costly errors. Contractors’ Errors & Omissions (E&O) is a specialized liability coverage to protect for potential exposures resulting from faulty workmanship claims. Consider these real-life scenarios: (more…)

Video: Niche Insurance Expertise Brings Value

Society Insurance brings value to Bartolotta Restaurants through niche expertise and responsiveness to unique circumstances in the restaurant business.

See what Keith Trafton of Bartolotta Restaurants and Stephanie Riesch-Knapp of R&R Insurance have to say in this video. (more…)

VIDEO: Proactive Approach Reduces Workers Compensation Losses

A high level of knowledge and understanding regarding industry-specific safety issues and loss trends makes a big difference in reducing workers compensation losses.

In this video, Rhonda McCreedy of DeRosa Corporation, Wauwatosa, Wis., and Chris Halverson of M3 Insurance Solutions, Waukesha, Wis., discuss Society Insurance’s proactive approach to risk control and loss prevention in the restaurant and bar business. (more…)

Is Your Outdoor Property Protected?

Most businessowners policies protect outdoor property with a standard limit of $2,500 for five specific perils: fire, lightning, explosion, riot or civil commotion, and aircraft. While this offers some protection for your outdoor investments, how likely are these events to occur? And if they do, will $2,500 be enough to cover your loss(es) associated with outdoor fences, antennas, light poles, signs not attached to buildings, and tree and shrub damage, including debris removal?

Consider these common claims situations not covered by a typical policy: (more…)