Tag Archives: risk management

Hazard Warning for Roasting Coffee

Roasting coffee beans has been linked to a severe health hazard known as bronchiolitis obliterans, sometimes referred to as obstructive lung disease or popcorn lung.

A Bit of History

This condition came to prominence decades ago (more…)

Checking Motor Vehicle Records (MVR) on Delivery Employees

What is an MVR, what is it used for, and who should be checked? A motor vehicle record (MVR) is a historical driving record that can be used to determine business risk associated with current and potential drivers. MVRs may include: (more…)

Prevent Slips and Falls with a Floor Mat Program

Mirror, mirror on the wall,
How do we prevent a fall?
Clean floors can help with that,
And don’t forget the floor mat!

The average person walks over 8,000 steps a day. All it takes is one slip and fall and your life could be changed in an instant. According to the National Floor Safety Institute (NFSI): “Falls account for over 8 million hospital emergency room visits, representing the leading cause of visits (21.3%). Slips and falls account for over 1 million visits, or 12% of the total falls.” What can we do as employers to protect our employees and customers from slips and falls? One of the best places to start is with a proper floor mat program. (more…)

Falls Are Not Funny

The National Floor Safety Institute is focused on providing the general public with an educated awareness to the problems of slip and fall injuries. There are many preventive measures that can help to avoid these terrible accidents. It only takes one fall to completely alter the life of a victim.

Slip and fall accidents happen every day and should be a significant cause of concern in both the summer and winter months. In 2009, the total costs of slip and fall accidents was $60 billion, but that number has continued to rise. Today, these accidents account for nearly $80 billion.

Injuries as a result of a slip, trip or fall are the leading cause of injury-related emergency room visits. Unfortunately, the general public is sometimes led to believe all slip, trip and fall injuries are scams. This is not true. There are preventive strategies that can help reduce the frequency of these types of accidents, in turn reducing the number of injuries. (more…)

Smoking Controls to Reduce the Risk of Cigarette Fires

In recent years, there have been an increased number of states that have enacted laws for prohibiting or restricting smoking at worksites, restaurants and bars.  Before 2004, there were only two states with complete smoking bans at worksites, restaurants and bars. With these restrictions in place, proper disposal of spent smoking materials, the correct location of designated smoking areas and effective housekeeping controls become very important because it limits ignition sources and reduces the ability of a fire to spread.

Regardless of whether or not your establishment allows smoking, the following measures should be taken to decrease the likelihood of a fire and/or in the event of a fire, reduce the possibility of it spreading. (more…)

Crime Prevention for Restaurants, Bars and Taverns

Restaurants, bars and taverns can be targets for robbery, burglary and theft. These businesses may accumulate a large amount of cash during daily operations, which makes them attractive targets for criminal activity.

  • Armed Robbery. Do you know when your business is most vulnerable?
  • Employee Theft. Do you know that this is the most frequent criminal event in a restaurant?
  • Violent Incidents. Do you know how staff should respond?
  • Burglary. Do you know how to deter burglars?

(more…)

100 Ways to Protect Your Business

At Society Insurance, our mission is to protect the livelihoods of our policyholders and when it comes to risk management, prevention is key. Throughout 2015 we have shared important tips to help identify, evaluate and prevent dangers that could result in financial loss or injury. And now, in celebration of our 100th year in business, here are 100 ways to keep your business “Safe with Society”… (more…)

Speak Up About Safety: 5 Steps to Building a Safety Culture in the Workplace

We are all born with instincts – those “gut reactions” that tell us what is right or wrong, safe or dangerous, good or bad. They’re vital to our survival and help us navigate through life. Even though this is a natural reaction produced without any effort, these feelings can be ignored. In a high-stress situation, we may overlook the safest option in favor of a quicker alternative. Sometimes this results in an unsafe situation for ourselves or those around us. This becomes especially dangerous in the workplace. (more…)

VIDEO: Proactive Approach Reduces Workers Compensation Losses

A high level of knowledge and understanding regarding industry-specific safety issues and loss trends makes a big difference in reducing workers compensation losses.

In this video, Rhonda McCreedy of DeRosa Corporation, Wauwatosa, Wis., and Chris Halverson of M3 Insurance Solutions, Waukesha, Wis., discuss Society Insurance’s proactive approach to risk control and loss prevention in the restaurant and bar business. (more…)

5 Tips to Avoid Falls in Slippery Work Environments

This entry is part 8 of 13 in the series Safe With Society

As we celebrate our 100th year in business in 2015, we embark on another century of commitment to our policyholders. Our mission is to protect the livelihoods of our policyholders, and, as the saying goes, an ounce of prevention is worth a pound of cure. In keeping with that theme, we’ll celebrate our 100th year in business with 100 important tips to help identify, evaluate and prevent dangers that could result in financial loss or injury in a year-long “Safe with Society” blog series.

Employees who work in slippery conditions, such as kitchens or grocery food prep areas are often subject to slips and falls due to floor conditions. Cooking with oil and working with water, ice, or other food materials can cause a very hazardous surface, especially when combined with staff hurrying due to their workload. This may result in frequent slips and falls.

Remember these tips to reduce slip and fall risks in wet or oily working environments: (more…)