It is that time of year again when the weather starts to warm up and we become more active outdoors. I was recently working in my backyard on the first 80+ degree-day of the year and began to get dizzy and disoriented. I started thinking to myself that I was encountering a heat-related illness – was it heat stroke, heat exhaustion, or possibly just heat cramps? So many terms and levels of danger! Heat stress is the general term used to describe heat-generated illnesses that result when the body is unable to cool itself through sweating. What should we know about heat stress and what can we do to prevent it? (more…)
Let’s face it; working in construction is dangerous. In 2015, one in five worker fatalities occurred in construction. Is it any wonder why the Occupational Safety and Health Administration (OSHA) conducted almost four times as many inspections and issued over twice as many penalties for the construction industry compared to the next closest industry classification? By the numbers, that’s 11,869 inspections, 29,777 citations and nearly $72 million in fines from October 2015 through September 2016. (more…)
What is an MVR, what is it used for, and who should be checked? A motor vehicle record (MVR) is a historical driving record that can be used to determine business risk associated with current and potential drivers. MVRs may include: (more…)
When it comes to fires, the best offense is a good defense. Here are some precautionary practices to help businesses safeguard their restaurants and bars against fires: (more…)
As a former robbery detective in the Chicago Police Department I can easily see why a business would be a target for a robbery or hold up. Now that my career is in insurance, I know how important it is for a business to keep a “low profile.” Here are a few things you can do to make the bad guys pick another business as their victim:
Mirror, mirror on the wall,
How do we prevent a fall?
Clean floors can help with that,
And don’t forget the floor mat!
The average person walks over 8,000 steps a day. All it takes is one slip and fall and your life could be changed in an instant. According to the National Floor Safety Institute (NFSI): “Falls account for over 8 million hospital emergency room visits, representing the leading cause of visits (21.3%). Slips and falls account for over 1 million visits, or 12% of the total falls.” What can we do as employers to protect our employees and customers from slips and falls? One of the best places to start is with a proper floor mat program. (more…)
In recent years, there have been an increased number of states that have enacted laws for prohibiting or restricting smoking at worksites, restaurants and bars. Before 2004, there were only two states with complete smoking bans at worksites, restaurants and bars. With these restrictions in place, proper disposal of spent smoking materials, the correct location of designated smoking areas and effective housekeeping controls become very important because it limits ignition sources and reduces the ability of a fire to spread.
Regardless of whether or not your establishment allows smoking, the following measures should be taken to decrease the likelihood of a fire and/or in the event of a fire, reduce the possibility of it spreading. (more…)
Restaurants, bars and taverns can be targets for robbery, burglary and theft. These businesses may accumulate a large amount of cash during daily operations, which makes them attractive targets for criminal activity.
- Armed Robbery. Do you know when your business is most vulnerable?
- Employee Theft. Do you know that this is the most frequent criminal event in a restaurant?
- Violent Incidents. Do you know how staff should respond?
- Burglary. Do you know how to deter burglars?
We are all born with instincts – those “gut reactions” that tell us what is right or wrong, safe or dangerous, good or bad. They’re vital to our survival and help us navigate through life. Even though this is a natural reaction produced without any effort, these feelings can be ignored. In a high-stress situation, we may overlook the safest option in favor of a quicker alternative. Sometimes this results in an unsafe situation for ourselves or those around us. This becomes especially dangerous in the workplace. (more…)
As we celebrate our 100th year in business in 2015, we embark on another century of commitment to our policyholders. Our mission is to protect the livelihoods of our policyholders, and, as the saying goes, an ounce of prevention is worth a pound of cure. In keeping with that theme, we’ll celebrate our 100th year in business with 100 important tips to help identify, evaluate and prevent dangers that could result in financial loss or injury in a year-long “Safe with Society” blog series.
Crime can happen anywhere, but convenience and liquor stores are often subject to crime and violence due to their late hours and common short staffing. You can take measures to prevent crime, limit the severity, or, at a minimum, assist employees in knowing the hazards and how to address them. (more…)