Tag Archives: loss prevention

5 Reasons Your Business Needs Video Surveillance

Is your business as well-protected as it should be? Do you really know what goes on when you’re not there to see it firsthand? As a business owner you want to ensure that your investment is protected against loss from the public or from your own employees.

Due to their early and late hours and sometimes short staffing, gas stations, convenience and liquor stores are often subject to more crime and violence, which is a growing concern among many of Society’s policyholders. Other businesses such as restaurants, taverns, and grocery stores experience increasing numbers of slips and falls. Having an effective video surveillance system will help deter shoplifting and employee theft, and it can also prove valuable when trying to document crimes and injury claims by customers or employees. Many of the newer digital systems allow you to review your footage from a smart phone, even if you are not onsite.

So, is video surveillance really necessary at your business? YES. Here’s why: (more…)

Salting Winter Sidewalks

This entry is part 9 of 10 in the series Winter Defense

Slip and falls represent a huge liability for business owners. Outdoor surfaces, such as parking lots, sidewalks and walkways, are one of the leading areas for slip and fall accidents. These areas become increasingly more hazardous in the winter with the accumulation of snow and ice. Slip and falls are the number one source of loss for Society Insurance policyholders for both customer and employee injuries.

If you own your property you are responsible for the snow and ice removal. If you are a tenant who leases your space check your lease agreement to see who is responsible for snow and ice removal; it may be you! Whether it is in an effort to save time or money, some business owners opt out of using ice melt on slippery sidewalks and entryways. By doing nothing, business owners open themselves up to customer liability claims as well as employee injury.  Business owners should have a winter snow removal and ice treatment plan to prevent customers and employees from slipping and falling. (more…)

Improve the Effectiveness of Your Alarm System

Business owners can lower the chances of large property losses, production delays, material loss, or even a total loss of their business with preventive measures. One such tool to lower the risk factor is the installation of an alarm system. An alarm system alerts those individuals on-site and it can send a signal to a monitoring service company. Alarm systems help deter potential break-ins, keep customers and employees safe during emergency situations, and provides quick notification allowing for faster response times. (more…)

Falls Are Not Funny

The National Floor Safety Institute is focused on providing the general public with an educated awareness to the problems of slip and fall injuries. There are many preventive measures that can help to avoid these terrible accidents. It only takes one fall to completely alter the life of a victim.

Slip and fall accidents happen every day and should be a significant cause of concern in both the summer and winter months. In 2009, the total costs of slip and fall accidents was $60 billion, but that number has continued to rise. Today, these accidents account for nearly $80 billion.

Injuries as a result of a slip, trip or fall are the leading cause of injury-related emergency room visits. Unfortunately, the general public is sometimes led to believe all slip, trip and fall injuries are scams. This is not true. There are preventive strategies that can help reduce the frequency of these types of accidents, in turn reducing the number of injuries. (more…)

Restaurant Spill Clean-Up: Easy as 1, 2, 3

Most spills that occur in restaurants are not large and do not require a massive response, however, a spill of any kind can lead to a slip and fall injury if it is not handled appropriately. Spill clean-up is something to discuss with your staff before a spill ever occurs and a standard spill clean-up plan should be a part of routine staff training. A spill clean-up plan helps ensure that your staff knows exactly how to handle a spill, which will result in consistent responses to any spill. A quick and orderly response to a spill in your restaurant will not only control the situation, but will show your guests just how professional your staff is. (more…)

Slip-Resistant Shoes for Employees

Did you know that slip, trip and falls are the most common cause of workplace injury, accounting for nearly 40 percent of all reported injuries? The National Safety Council estimates that more than $70 billion is spent annually for worker’s compensation and medical costs linked to falls that occur at work – and when it comes to accidental deaths, only motor vehicle accidents outrank slip, trip and falls. Slip-resistant shoes can help businesses reduce worker’s compensation claims, eliminate workdays lost due to injury, and retain employee productivity.

So, why so many slip and falls? (more…)

100 Ways to Protect Your Business

At Society Insurance, our mission is to protect the livelihoods of our policyholders and when it comes to risk management, prevention is key. Throughout 2015 we have shared important tips to help identify, evaluate and prevent dangers that could result in financial loss or injury. And now, in celebration of our 100th year in business, here are 100 ways to keep your business “Safe with Society”… (more…)

A Slippery Situation: Cleaning Restaurant Kitchen Floors

One of the most significant areas of loss in the restaurant environment is slips and falls. The commercial kitchen environment presents special challenges and requires special care to provide a safe working surface. The methods used to clean the kitchen floor are very important, but many times sufficient consideration is not given to the chemicals used in the cleaning process. Properly controlling the grease on kitchen floors is critical for maintaining a safe kitchen, but also keeps it from being tracked into public areas where customers could be impacted. (more…)

Slip and Fall Claims from a Liability Perspective

Did you know the largest single claim type, in terms of frequency and overall claim cost to Society Insurance insureds, is the slip/trip and fall claim? In 2014 alone this type of loss was close to 50% for both liability claims received and liability payments. How do you tackle such a giant loss leader you ask?  I think of it this way; the best way to eat an elephant is one bite at a time. Let’s break this down, one bite at a time. (more…)

Preventing Mechanical System Damage After Downtime

Here in the Midwest, winters can be extremely cold and very long. With an early freeze and late thaw, this winter was no exception. Shutdown of outdoor mechanical equipment, such as air conditioning systems, is necessary during the harsh winter months, but that downtime for an extended period could lead to system damage when switched back on.

Consider the effects of downtime to your outdoor mechanical systems: (more…)