Let’s face it; working in construction is dangerous. In 2015, one in five worker fatalities occurred in construction. Is it any wonder why the Occupational Safety and Health Administration (OSHA) conducted almost four times as many inspections and issued over twice as many penalties for the construction industry compared to the next closest industry classification? By the numbers, that’s 11,869 inspections, 29,777 citations and nearly $72 million in fines from October 2015 through September 2016. (more…)
Handling workers compensation claims is no easy task. Some cases are very complicated, as well as very expensive. And every state’s laws regarding the payment of workers compensation claims is different. To add to that challenge, each state’s laws also differ somewhat as to how an insurance company may recoup some or all of the benefits paid. It is sometimes possible to recover money through the process of subrogation when the work-related injury was the fault of an independent responsible third party. (more…)
March is National Ladder Safety Month
The American Ladder Institute (ALI) is made up of 16 ladder manufacturers responsible for developing ladder safety standards. ALI recently announced the launch of an initiative to address ladder-related incidents: the first National Ladder Safety Month. As reported in the March 2017 issue of Safety & Health magazine from the National Safety Council, the goal of this annual March campaign is to: (more…)
Society Insurance is a servicing carrier in the Wisconsin Workers Compensation Insurance Pool. As such, we see extreme cases and injuries. We treat these businesses just like every other Society policyholder. This case study provides strong evidence for the importance of prompt claims reporting. (more…)
The easiest way to control your claim cost is with prompt reporting. Studies show that claims cost more when reporting is delayed. The sooner a claim is reported, the sooner it can begin to be managed and brought to resolution.
Key types of claims that should be reported as soon as possible: (more…)
Several bills pertaining to Wisconsin Workers Compensation were signed into law in 2016. It is important that we understand how these changes may affect us and also, how we may adjust our internal processes to best position ourselves for success. A couple of the new changes are detailed below. This is conveyed for informational purposes only and is not to be considered legal advice. If you have any questions as to how this may affect an individual business entity, consult with your Human Resources expert or other legal counsel. (more…)
Play with fire and you’ll get burned. Work with fire and the risk remains. No industry accounts for more burn injuries than the restaurant business, which suffers over one-third of all reported workplace burns — more than 12,000 a year.
A serious burn can put a valued employee out of commission and cause related financial issues to flare up, seriously hurting your business.
With the right recipe for safety, however, you can put out this risk and keep your employees safe. (more…)
Did you know that slip, trip and falls are the most common cause of workplace injury, accounting for nearly 40 percent of all reported injuries? The National Safety Council estimates that more than $70 billion is spent annually for worker’s compensation and medical costs linked to falls that occur at work – and when it comes to accidental deaths, only motor vehicle accidents outrank slip, trip and falls. Slip-resistant shoes can help businesses reduce worker’s compensation claims, eliminate workdays lost due to injury, and retain employee productivity.
So, why so many slip and falls? (more…)
In 2014, the Bureau of Labor Statistics reported that for all workers there were 365,580 cases of musculoskeletal disorders (MSDs), such as sprains or strains resulting from overexertion in lifting. Workers who sustained an MSD required a median of 13 days to recuperate before returning to work in 2014, compared to 9 days for all types of cases, and up from 11 days in 2013.
A significant workers compensation hazard for grocery stores is material handling and lifting. Employees may be lifting throughout the entire day without drastic effects. However, there are lifts that can be potentially dangerous to their back and overall body.
I conducted a random sampling of 10 Society Insurance customers that operate grocery stores and have determined the maximum average weight lifted on a day-to-day basis. The averages from the samples are as follows: (more…)