Tag Archives: accident

VIDEO: Prompt Claims Reporting is Good for Your Business

This entry is part 6 of 6 in the series Claims Reporting

Did you know that insurance claims are generally resolved quicker and with lower out-of-pocket costs when they are reported promptly? Watch this video to learn more: (more…)

Checking Motor Vehicle Records (MVR) on Delivery Employees

What is an MVR, what is it used for, and who should be checked? A motor vehicle record (MVR) is a historical driving record that can be used to determine business risk associated with current and potential drivers. MVRs may include: (more…)

How to Avoid Deer Vehicle Collisions

Did you know that 1 out of every 169 drivers will collide with a deer during the coming year? Wisconsin and other Midwest states consistently rank in the 10 worst states for deer crashes. Collisions between vehicles and deer cause 150 fatalities annually in the United States.

Here are some helpful tips to prevent deer crashes: (more…)

Tips for Reporting Insurance Claims

This entry is part 3 of 6 in the series Claims Reporting

The easiest way to control your claim cost is with prompt reporting. Studies show that claims cost more when reporting is delayed. The sooner a claim is reported, the sooner it can begin to be managed and brought to resolution.

Key types of claims that should be reported as soon as possible: (more…)

Amendments to the Wisconsin Worker’s Compensation Act (2016)

Several bills pertaining to Wisconsin Workers Compensation were signed into law in 2016. It is important that we understand how these changes may affect us and also, how we may adjust our internal processes to best position ourselves for success. A couple of the new changes are detailed below. This is conveyed for informational purposes only and is not to be considered legal advice. If you have any questions as to how this may affect an individual business entity, consult with your Human Resources expert or other legal counsel. (more…)

5 Reasons Prompt Claims Reporting Saves You Money

This entry is part 2 of 6 in the series Claims Reporting

Prompt claims reporting is key to recouping your losses quickly and efficiently. The timing of when you choose to pick up the phone to report an incident to your insurance carrier has a direct effect on the bottom line. Here are the top five reasons why: (more…)

Tips for Driving in a Winter Storm

This entry is part 6 of 10 in the series Winter Defense

The winter driving season means severe weather and dangerous driving conditions. Winter storms seem to pop up out of nowhere. As a driver, you should be aware of the many safety rules/strategies for winter driving.

Before the winter driving season even starts, it is important to have your vehicle checked out by an authorized mechanic. Your mechanic should check the condition of: (more…)

8 Tips to Prevent Stepladder Accidents

This entry is part 11 of 13 in the series Safe With Society

As we celebrate our 100th year in business in 2015, we embark on another century of commitment to our policyholders. Our mission is to protect the livelihoods of our policyholders, and, as the saying goes, an ounce of prevention is worth a pound of cure. In keeping with that theme, we’ll celebrate our 100th year in business with 100 important tips to help identify, evaluate and prevent dangers that could result in financial loss or injury in a year-long “Safe with Society” blog series.

Accident studies have shown that ladders are involved in more than 300 fatalities and about 100,000 injuries each year. Stepladders are involved in a high percentage of these falls. Does this mean that stepladders are unsafe? Not if they are set up, used, and maintained properly.

Most stepladder accidents involve unsafe practices and conditions. It is up to everyone to ensure that the equipment they use is in good physical condition and that they are using it properly.

Here is a list of 8 ways to prevent some of the most common stepladder accidents: (more…)

Speak Up About Safety: 5 Steps to Building a Safety Culture in the Workplace

We are all born with instincts – those “gut reactions” that tell us what is right or wrong, safe or dangerous, good or bad. They’re vital to our survival and help us navigate through life. Even though this is a natural reaction produced without any effort, these feelings can be ignored. In a high-stress situation, we may overlook the safest option in favor of a quicker alternative. Sometimes this results in an unsafe situation for ourselves or those around us. This becomes especially dangerous in the workplace. (more…)

9 Steps to Investigating an Accident

This entry is part 6 of 13 in the series Safe With Society

As we celebrate our 100th year in business in 2015, we embark on another century of commitment to our policyholders. Our mission is to protect the livelihoods of our policyholders, and, as the saying goes, an ounce of prevention is worth a pound of cure. In keeping with that theme, we’ll celebrate our 100th year in business with 100 important tips to help identify, evaluate and prevent dangers that could result in financial loss or injury in a year-long “Safe with Society” blog series.

The primary focus of all work environments should be to prevent accidents. When accidents do happen, we must investigate them to understand how to prevent reoccurrence. To conduct a successful investigation you will need to observe the scene, interview victims and witnesses, evaluate the facts, and determine the root causes to understand how the accident occurred. It is important to remember that an investigation is a fact-finding and not a fault-finding activity. Your goal is to understand the chain of events, how it happened, why it happened, and what must be done to prevent another employee injury from the same cause. (more…)