Handling workers compensation claims is no easy task. Some cases are very complicated, as well as very expensive. And every state’s laws regarding the payment of workers compensation claims is different. To add to that challenge, each state’s laws also differ somewhat as to how an insurance company may recoup some or all of the benefits paid. It is sometimes possible to recover money through the process of subrogation when the work-related injury was the fault of an independent responsible third party. (more…)
Finding that you need more time in your day is a problem for almost everyone. I mean, come on, you get up early, work all day, hurry home to spend time with your family while making dinner and getting ready for what tomorrow may bring…and then there’s finding the time to get enough sleep?! Oh, and don’t forget about the gym – that’s supposed to fit in there, too.
It can be extremely overwhelming. That’s why we have put together a list of tips to help you fit all of your competing priorities into your crazy day. (more…)
March is National Ladder Safety Month
The American Ladder Institute (ALI) is made up of 16 ladder manufacturers responsible for developing ladder safety standards. ALI recently announced the launch of an initiative to address ladder-related incidents: the first National Ladder Safety Month. As reported in the March 2017 issue of Safety & Health magazine from the National Safety Council, the goal of this annual March campaign is to: (more…)
Once you have settled into a new workspace, it’s only natural to want to personalize it and make it your own. Use these starting points to create a personalized workspace that also doubles as one that will inspire you to be productive and successful. (more…)
No one has ever said that running a restaurant is easy. It seems even more difficult if you are an independent operator. Consumer’s tastes are changing, with more dining concepts available than ever before. New technology keeps popping up, but staffing challenges never go away. And then there’s the chains, which seem to get harder to fight against. Indeed, The NPD Group’s Fall 2015 Recount showed independent unit counts declined -2%, while the chains grew +1% from the year before.
With the chains gaining ground in overall units, how can the independent compete? Fortunately, there are weapons at your disposal. Check out these five tips: (more…)
Protective Safeguards sounds like an endorsement you would want included in an insurance policy, right? Beware! This is actually an endorsement that can exclude coverage in certain scenarios. It’s important to know if this is attached to a businessowners’ insurance policy. (more…)
Okay everyone, let’s acknowledge the fact that Superman and Superwoman are fictional characters. No one is perfect, and it’s okay if you don’t devote 100% of your energy into every single thing you do.
The house isn’t perfectly clean? You left things unfinished at work last night? The school bake sale is tomorrow and you forgot to make those darn brownies…again? Believe it or not, this happens to ALL of us. But for some reason we still carry around this feeling of guilt. Why exactly is that when we all know that nobody is perfect? More importantly, how do we overcome this feeling? (more…)
Just one bad fall on ice can have long-term consequences. Pay attention to the weather and stay inside to avoid icy hazards when you can. When you do venture out, walking in winter requires special attention to avoid slipping and falling. Slips and falls are the number one source of loss for Society Insurance policyholders.
No matter how well the snow and ice is cleared from parking lots or sidewalks, customers and employees may still encounter some slippery surfaces. It is important for everyone to be constantly aware of these dangers.
Consider these tips: (more…)
In 2016, our experts shared insights on a variety of insurance trends, safety tips, and topics important to Society Insurance policyholders, agents and employees.
The most popular topics of 2016 included… (more…)