Category Archives: Society Insurance

Insurance Cost: Calculating Workers Compensation Premium

This entry is part 3 of 3 in the series Premium Audit

Remember when you couldn’t wait to turn 16 and obtain the freedom that comes with a driver’s license? Then the anticipation of turning 18, becoming an adult and being able to vote. And having your first cocktail at 21. For me, the next hugely anticipated milestone was 25 – the age when my car insurance premiums would go down!

Okay, maybe that was just me.

So, why am I talking about car insurance? Well, it’s because most people understand car insurance. We know, for example, that a 16‐year‐old boy driving a sports car typically pays higher premiums than a middle‐aged married woman in a minivan, right? Statistically, teenage boys are more likely to cause accidents, report claims, and cost insurers more money than middle‐aged women. As a result, their premiums are higher. This is how insurance works: the greater the loss potential, the higher the premium. (more…)

Don’t Be Afraid to Unplug

It’s Saturday evening and you’re sorting through work emails. Just ten minutes turns into just a half hour…or longer. What you’re really supposed to be doing is enjoying time with your family, spending the night with your friends, or just relaxing at home – but you still haven’t unplugged. (more…)

Video: Business Auto Insurance

Your vehicles drive your business, and Society has the safety tools to keep them going no matter the obstacle. Whether your fleet is for retail delivery, local service, repair or something else, we customize your business auto coverage around how your operation runs for a smooth ride.

Plus, Society’s auto extension endorsement provides several enhanced coverage protections. (more…)

PHISHY PHONE CALLS

In the midst of a busy workday, you receive a phone call from an outside number. The caller identifies themselves as a member of tech support calling about your computer. They may request your password, ask you to download a file, or request remote connection to your system. These calls may be phishing attempts and should be considered dangerous – but they can be tricky to identify and it’s important to be prepared to respond appropriately.

Here are 7 helpful tips to deal with phishing: (more…)

Time Management: Focus on Quality, Not Quantity

The saying, “It’s about quality, not quantity,” is something we have all heard hundreds of times, but do we practice it in our daily lives? No, I’m not referring to the project you are doing at your job or the clothes you buy, I am talking about the time you’re spending at home and at work. It’s not all about how much time you spend at home and at work, but how you spend that time. (more…)

Water Sports and Wellness Programs

Wellness programs can include many components such as health coaching, health risk assessments, and fitness challenges, to name a few. One common element is exercise, but people are often looking for something different than just going to the gym. (more…)

6 Construction Job Site Safety Tips

Let’s face it; working in construction is dangerous. In 2015, one in five worker fatalities occurred in construction. Is it any wonder why the Occupational Safety and Health Administration (OSHA) conducted almost four times as many inspections and issued over twice as many penalties for the construction industry compared to the next closest industry classification? By the numbers, that’s 11,869 inspections, 29,777 citations and nearly $72 million in fines from October 2015 through September 2016. (more…)

How To Keep Your Best Waitstaff

People don’t go out to eat just to eat. Read that sentence again. And again. Of course they come to your restaurant for great food, but they are also looking for a great dining experience. Your customers come to celebrate, connect with friends, do business, escape. Whatever the reason, their overall experience can depend on their server. Your server. (more…)

Tornado FAQ: Before, During and After the Storm

“It sounded like a freight train.” This is a common description from those who have experienced one of nature’s most violent phenomena: a tornado. Advances in research and technology have improved identification and measurement of critical elements of super cell storm systems, which makes predicting and identifying the development of a tornado far more effective. However, once the prediction is made or an actual tornado is identified, the responsibility falls on every individual to be prepared to respond appropriately for his or her own safety and well-being.

So, where do you begin? (more…)

4 Tips to Leaving Work at Work (When You Work from Home)

Being able to leave your work at work is one thing when you physically leave the office and travel back home. Working remotely adds challenges as the lines between work and home can become blurred. Knowing that there is no right or wrong way to do this, there are a few things you can try to get you on the right path. It’s important to find the way that works for you! (more…)