Category Archives: Small Business

Time Management: Focus on Quality, Not Quantity

The saying, “It’s about quality, not quantity,” is something we have all heard hundreds of times, but do we practice it in our daily lives? No, I’m not referring to the project you are doing at your job or the clothes you buy, I am talking about the time you’re spending at home and at work. It’s not all about how much time you spend at home and at work, but how you spend that time. (more…)

6 Construction Job Site Safety Tips

Let’s face it; working in construction is dangerous. In 2015, one in five worker fatalities occurred in construction. Is it any wonder why the Occupational Safety and Health Administration (OSHA) conducted almost four times as many inspections and issued over twice as many penalties for the construction industry compared to the next closest industry classification? By the numbers, that’s 11,869 inspections, 29,777 citations and nearly $72 million in fines from October 2015 through September 2016. (more…)

How To Keep Your Best Waitstaff

People don’t go out to eat just to eat. Read that sentence again. And again. Of course they come to your restaurant for great food, but they are also looking for a great dining experience. Your customers come to celebrate, connect with friends, do business, escape. Whatever the reason, their overall experience can depend on their server. Your server. (more…)

Tornado FAQ: Before, During and After the Storm

“It sounded like a freight train.” This is a common description from those who have experienced one of nature’s most violent phenomena: a tornado. Advances in research and technology have improved identification and measurement of critical elements of super cell storm systems, which makes predicting and identifying the development of a tornado far more effective. However, once the prediction is made or an actual tornado is identified, the responsibility falls on every individual to be prepared to respond appropriately for his or her own safety and well-being.

So, where do you begin? (more…)

4 Tips to Leaving Work at Work (When You Work from Home)

Being able to leave your work at work is one thing when you physically leave the office and travel back home. Working remotely adds challenges as the lines between work and home can become blurred. Knowing that there is no right or wrong way to do this, there are a few things you can try to get you on the right path. It’s important to find the way that works for you! (more…)

Workers Compensation: Employee or Independent Contractor?

In the world of workers compensation, the subject of employee vs. self-employed independent contractor is complex. Employers are not required to provide workers compensation coverage for independent contractors. Likewise, employers are not responsible for payroll taxes and other legal obligations that are necessary for employees. However, there are consequences for misclassifying an employee as an independent contractor, so it’s important to understand the difference. (more…)

Case Study: Workers Compensation and Subrogation – Recovering Money and Lowering Insurance Premiums

Handling workers compensation claims is no easy task. Some cases are very complicated, as well as very expensive. And every state’s laws regarding the payment of workers compensation claims is different. To add to that challenge, each state’s laws also differ somewhat as to how an insurance company may recoup some or all of the benefits paid. It is sometimes possible to recover money through the process of subrogation when the work-related injury was the fault of an independent responsible third party. (more…)

3 Ways to Make More Time for Yourself

Finding that you need more time in your day is a problem for almost everyone. I mean, come on, you get up early, work all day, hurry home to spend time with your family while making dinner and getting ready for what tomorrow may bring…and then there’s finding the time to get enough sleep?! Oh, and don’t forget about the gym – that’s supposed to fit in there, too.

It can be extremely overwhelming. That’s why we have put together a list of tips to help you fit all of your competing priorities into your crazy day. (more…)

Ladder Safety Challenge

March is National Ladder Safety Month

The American Ladder Institute (ALI) is made up of 16 ladder manufacturers responsible for developing ladder safety standards. ALI recently announced the launch of an initiative to address ladder-related incidents: the first National Ladder Safety Month. As reported in the March 2017 issue of Safety & Health magazine from the National Safety Council, the goal of this annual March campaign is to: (more…)

Insurance Coverage for Caterers and Banquet Halls

Caterers and banquet facilities understand the details involved with planning exciting events and large celebrations. Society Insurance understands the unique exposures these businesses face on premise, as well as the risk involved when business is conducted away from the main operating location.

Learn more in this video: (more…)