Salting Winter Sidewalks

Slip and falls represent a huge liability for business owners. Outdoor surfaces, such as parking lots, sidewalks and walkways, are one of the leading areas for slip and fall accidents. These areas become increasingly more hazardous in the winter with the accumulation of snow and ice. Slip and falls are the number one source of loss for Society Insurance policyholders for both customer and employee injuries.

If you own your property you are responsible for the snow and ice removal. If you are a tenant who leases your space check your lease agreement to see who is responsible for snow and ice removal; it may be you! Whether it is in an effort to save time or money, some business owners opt out of using ice melt on slippery sidewalks and entryways. By doing nothing, business owners open themselves up to customer liability claims as well as employee injury.  Business owners should have a winter snow removal and ice treatment plan to prevent customers and employees from slipping and falling. (more…)

Emergency Planning for Restaurants & Bars

It’s 2:00 a.m. The alarm company just called with a power failure at your restaurant. What you do next depends on your emergency plan. Business emergencies can take many forms such as fires, tornadoes, robberies, etc. Having an emergency plan in place will allow your business to react quickly to minimize the impact of the emergency.  This in turn will save you time, money, and possibly even save lives.

Building an Emergency Plan

To build an emergency plan, you should focus on the four phases of emergency management which are mitigation, preparedness, response, and recovery. An Emergency Plan should have laid out instructions that can be developed and implemented for emergency situations. One of the biggest risks for businesses is the potential loss of day-to-day operations and loss of income. (more…)

10 Tips for Winter Travel

Winter is upon us – or very close depending on your tolerance for our current weather. Although most of us like to think we’re pros at traveling in winter weather, it’s never too late for a brief reminder with some tips on how to make sure we arrive at our destination safely.  (more…)

Workplace Holiday Party Etiquette

Your organization’s holiday party is right around the corner, and it’s time to eat, drink and be merry! In moderation, that is.

Letting loose and partying with your fellow coworkers may sound necessary after a long year, but let’s remember the fact that you do have a professional reputation to maintain. Believe me, it’s still going to be about business, no matter how festive the occasion is. Here is some advice to help the evening go as smoothly as possible. (more…)

Video: Dealing with Data Breach

Data breach coverage offers protection for costs associated with the accidental exposure of sensitive customer data due to occurrences such as hacking, theft, and the accidental release of data. This coverage will help to cover costs involved with the notification of customers and government authorities of a potential data breach, as well as legal liability costs to protect against claims from victims.

Learn more about the importance of data breach coverage in this short video: (more…)

Setting Smart Objectives

Being a leader comes with many responsibilities. One of these responsibilities is setting smart and effective objectives. What does this really mean?

First, it’s important to point out that objectives are different than goals. Goals are what you want to achieve; objectives help you work towards achieving those goals. To begin, take a look at the overall strategy and objectives for your organization and your team. The targeted objectives you develop should support those larger strategies and objectives in order for them to be effective.

Here are a few steps you can take to create your own objectives that will lead your team and company to success. (more…)

How to Find a Qualified Commercial Kitchen Exhaust Cleaning Contractor

The consequences of not using trained kitchen exhaust cleaning (KEC) technicians can be devastating. According the U.S. Fire Administration, nearly 6,000 restaurant fires are reported each year in the United States. And, of those, a percentage, around 21 percent, depending on the year, are caused by a failure to clean. But the concern is for one restaurant: yours.

Restaurant fires are often kitchen exhaust system fires. It’s easy to look at that big hood and hear that fan and think that everything dangerous is being blown straight up and away, but that simply is not the case. The kitchen exhaust system comprises the hood, filters, plenum, fans and what may be a labyrinth of horizontal and vertical ductwork – and the parts that you can see are likely only a small portion of the whole. (more…)

Checking Motor Vehicle Records (MVR) on Delivery Employees

What is an MVR, what is it used for, and who should be checked? A motor vehicle record (MVR) is a historical driving record that can be used to determine business risk associated with current and potential drivers. MVRs may include: (more…)